Types of Car Insurance Coverages
                     Types of Car Insurance Coverages
Anthea Johnson
Writer at Knowledge-peak.com 
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If you are planning for an insurance coverage for your car, 
you must first know the types of insurances that are available 
for car. Based on the requirements of your car you have to 
choose the type of insurance that is needed. These car 
insurances will cover you and your car in different ways. 
Some of the types of car insurances are:
Liability insurance
This insurance will cover the damage or injuries made by you 
through a car accident. This insurance will help you by 
covering the cost of damage made. This is one of the best 
way to protect yourself from financial loss. There are two 
types of liability coverage insurances such as:
Property damage insurance: If you are the fault at the seen of accident, then 
this policy pays if any damage has been done to the car. This insurance 
usually repairs or replaces the damaged part. Damaged property such as 
vehicles, lamppost, house, etc. are covered in this insurance.
Bodily injury insurance (BIL): It is also called as bodily injury liability coverage. 
This insurance protects you when you are cause for the physical injury of the 
people. It usually covers medical expenses, lost income from time off work, 
nursing care for long-term, pain and suffering, etc. This won’t pay if any injury 
has happened to you.
Personal injury protection (PIP)
This insurance will cover you and the passengers that were involved in an 
accident. It doesn’t matter who is at fault. It is also called as no-fault 
insurance. This insurance will also pay for the loss of wages. This also 
helps in a situation when the expenses exceed the health insurance policy. 
Along with PIP if you have liability coverage then it benefits you a lot.
Collision coverage
Collision coverage will entirely payoff for your car when it is damaged or 
meets with an accident. It also pays for the repair of the car. If your car is 
too old then it may not be eligible for the collision coverage.
These are the three major car insurance coverages that will help you and 
your car when you met with an accident.
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