How To Buy Car Insurance Philippines
                     HOW TO BUY CAR 
INSURANCE PHILIPPINES
How To Buy Car Insurance Philippines
◦Are you looking to buy car insurance Philippines? If this is your first time, you 
may need some help deciding on which policy is suitable for your needs.  It is 
imperative that you invest in the best car insurance even if you consider 
yourself the best driver around. When you hit the road, you may encounter 
reckless drivers who might cause you to get involved in an accident even if 
you are trying your best to drive your vehicle the right way.
How To Buy Car Insurance Philippines
◦Before you go ahead to purchase car insurance, it is a good idea to first figure 
out how much coverage you need. One of the things that you can expect in a 
typical policy is liability coverage. This covers the costs in the event that you 
cause an accident, including when you damage someone else’s property with 
your car. Liability insurance is usually divided into bodily injury liability 
(BIL) and property damage liability (PDL).
How To Buy Car Insurance Philippines
◦Another component of a car insurance policy is personal protection. This 
covers medical and rehabilitation expenses in the event that you or your 
passengers are injured in a car accident. It also provides cover for other related 
expenses, such lost wages
How To Buy Car Insurance Philippines
◦There is also uninsured/underinsured motorist coverage which covers the costs 
in case you are involved in an accident caused by a driver who either does not 
have valid insurance or whose insurance cannot pay for the full extent of the 
damage
How To Buy Car Insurance Philippines
◦Other components of car insurance are collision coverage which covers 
damage to your own vehicle after an accident, regardless of who was at fault, 
and comprehensive coverage which covers any damage to your car that can 
happen when it is not being driven, including damage from extreme weather, 
falling objects, fire, flood, vandalism, and theft. Not forgetting gap insurance, 
which if your car is totaled, will pay out the difference between the car’s actual 
cash value, which includes depreciation, and the amount that you still owe on a 
car loan or lease so you are not stuck making payments on a car that you no 
longer have.
How To Buy Car Insurance Philippines
◦For more tips on how to buy car insurance Philippines, visit our website at 
https://ichoose.ph/