How To Claim Car Insurance Policy In The
                     HOW TO CLAIM CAR INSURANCE 
POLICY IN THE PHILIPPINES
HOW TO CLAIMS CAR INSURANCE POLICY 
IN THE PHILIPPINES
When it comes to claiming on your car insurance policy in the Philippines, 
you need to prepare your claims documents.  You need to make sure that 
the checklist is complete before you go ahead to submit it to your 
agent/broker or the LOA insurance company. If you submit incomplete 
documents, they can result into delays. 
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HOW TO CLAIMS CAR INSURANCE POLICY 
IN THE PHILIPPINES
For the record of the claims department of all car insurance companies in 
this country, day one starts when the submission of the claims document 
is complete. There are a number of documents you need to prepare, 
among them being photocopies of relevant documents. You need to 
provide the insurance policy and its official receipt, vehicle OR and CR, 
driver’s license among others.
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HOW TO CLAIM CAR INSURANCE POLICY 
IN THE PHILIPPINES
You also need to provide a police report. In the absence of this report, an 
affidavit of the accident is required. Both documents should be notarized. 
Photos of the vehicle insured will also be needed.  Apart from damaged or 
stolen part, you also need to include the plate number or registration 
number of the car because it will help the claims adjuster in identifying 
the insured vehicle. 
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HOW TO CLAIMS CAR INSURANCE POLICY 
IN THE PHILIPPINES
For the claim to be processed quickly, a repair estimate should be 
included in the file. You can either go to the car dealer or accredited repair 
shop of your vehicle’s insurance company.  Once the required documents 
are submitted, a good claims adjuster working in a good LOA insurance 
company can settle the claim between one to three days.
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HOW TO CLAIMS CAR INSURANCE POLICY 
IN THE PHILIPPINES
The duration of the settlement process can vary depending on the 
complexity of the claims. Some claims can take weeks while others can 
take months.  Once the Letter of Authority (LOA) is released, you can take 
your vehicle to the dealer or car repair shop to start the work. 
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HOW TO CLAIMS CAR INSURANCE POLICY 
IN THE PHILIPPINES
For more information on how to claims car insurance policy in the 
Philippines, visit our website at 
https://ichoose.ph/blogs/claim-car-insurance-policy/
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