Things To Do When Claiming On Your Car Insurance In The Philippines
                     Things To Do When Claiming On 
Your Car Insurance In The 
Philippines
iChoose.Ph
Things To Do When Claiming On Your Car Insurance In 
The Philippines
 Having LOA insurance is very important when claiming on your car insurance 
in the Philippines. During the claims process, you need to prepare claims 
documents. It is imperative that you complete the checklist before it is 
submitted to your insurance agent or company. Submitting incomplete 
documents is not good at all as it can result into delays.
Things To Do When Claiming On Your Car Insurance In 
The Philippines
 There are various important documents that you need to prepare when claiming 
on your car insurance policy. Among them are photocopies of relevant 
documents, including the insurance policy and its official receipt, driver’s 
license, and vehicle OR and CR. You also need to submit a police report or 
affidavit of the accident, photos of the vehicle insured as well as a repair 
estimate.
Things To Do When Claiming On Your Car Insurance In 
The Philippines
 After all the required documents have been submitted,  a good claims adjuster 
that works in a reputable insurance company should be able to settle the claim 
in about 1 to 3 days.  This duration can vary depending on the complexity of the 
claims.  There are claims that can take weeks, or even months, to settle. For 
instance, in the case of a carnapped vehicle, you need to report the incident to 
Camp Crame and wait for at least three months and get a certificate of recovery. 
A certificate of no claim is required in third party related claims. 
Things To Do When Claiming On Your Car Insurance In 
The Philippines
 Once the letter of authority (LOA) is released, you can go ahead and take your 
vehicle a dealer or auto repair shop so that the work can start.  There are some 
claims that be settled in cash. In that case, the insurance provider will pay in 
cash minus your participation or deductible. 
Things To Do When Claiming On Your Car Insurance In 
The Philippines
 For more reasons to get LOA insurance when claiming on your car insurance in 
the Philippines, visit our website at 
https://ichoose.ph/blogs/claim-car-insurance-policy/