Things To Know About Home Fire Insurance PH
                     THINGS TO KNOW 
ABOUT HOME FIRE 
INSURANCE PH
Things To Know About Home Fire Insurance PH
◦Home fire insurance PH is one of the insurance covers that you should 
consider getting if you are a homeowner in the  Philippines. This insurance 
pays for damages to property as well as losses that you may suffer in the event 
of a fire. When you have  home fire insurance, it will cover the cost of 
repairing or replacing damaged property in your home together with the costs 
of accommodations while your home is still in unusable condition. 
Things To Know About Home Fire Insurance PH
◦Fire insurance is typically included in the homeowner’s policy and it covers 
the costs of damages to your property because of a fire.  This coverage also  
includes  personal belongings as well as any  expenses for meals and lodging  
above and beyond your usual living expenses, up to the limit of your policy. 
As part of the homeowners policy,  the fire insurance policy is subject to the 
same deductibles  as well as coverage limits as the rest of policy. 
Things To Know About Home Fire Insurance PH
◦Detached structures that  are located on your property,  for instance fences, 
sheds and detached garages are also covered by many homeowners insurance 
policies.  There are some policies that can also help in paying for  landscaping 
costs, for instance, damage to shrubs and trees. In case you live in a rental 
property,  the insurance of your landlord will cover  the costs of  any property 
damage caused by a fire. However, remember that you are still on the hook for 
your personal possessions.  For this to covered, you  will require a renter’s  
insurance policy. 
Things To Know About Home Fire Insurance PH
◦In case of a fire on your property,  you are supposed to file a claim with  your 
insurance company so as to get the damages covered.  Make sure that you take 
photos of the damage property so as to document  everything for your claim. 
Things To Know About Home Fire Insurance PH
◦For more information on home fire insurance PH, visit our website at 
https://ichoose.ph/start/home