How LOA Insurance Can Help You
                     How LOA Insurance 
Can Help You 
ICHOOSE.PH
How LOA Insurance Can Help You 
 LOA insurance can be very important when you need to claim on your car 
insurance policy. The letter of authority is usually released  after a number of  
requirements are fulfilled, and at this point  you can take your vehicle to an auto 
repair shop for work to start.  There are some claims that can be settled in cash 
whereby the insurance will pay you in cash minus your participation or 
deductible. 
How LOA Insurance Can Help You 
 When  claiming on your car insurance policy, you are supposed to prepare claims 
documents.  You need to complete the checklist before submitting it to your 
broker/agent or the insurance company. If you submit incomplete documents, 
they can lead to delays. For the record of the claims of all Filipino car insurance 
companies, day one normally begins upon the submission of the complete claims 
documents.
How LOA Insurance Can Help You 
 There various documents that you need to prepare and submit.  Among them are 
the photocopies of the relevant documents, including insurance policy and its 
official receipt, vehicle OR and CR, driver’s license, among others.  You also 
need to submit a police report. In case you do not have one,  you  need to submit 
an affidavit of the accident. Both documents need to be notarized.   
How LOA Insurance Can Help You 
 It is also important to submit photos of the vehicles insured. Apart from the 
damaged or stolen part, you should also include the registration number or plate 
number of the car. They can help the claims adjuster in identifying the insured 
vehicle. 
How LOA Insurance Can Help You 
 Also remember to submit the repair estimate for the claim to be processed 
quickly.  You can either go to the car dealer or an accredited repair shop for your 
insurance company. 
How LOA Insurance Can Help You 
 Once the required documents are submitted, the claims adjuster will start 
working immediately so as to settle the claim in one to three days. However, the 
claim can take longer depending on its complexity. 
How LOA Insurance Can Help You 
 For more information on how LOA insurance can help you, visit our website at 
https://ichoose.ph/blogs/claim-car-insurance-policy/