2nd Mortgage Loans For Bad Credit
                     2nd mortgage 
loans
for bad credit.
An EquityTap  Presentation
EquityTap.com.au
Why take 2nd mortgage loans for bad credit?
At Equity Tap, we know that unfortunate and 
unforeseen things happen in life. If you have a 
traditional mortgage, the bank may be happy to 
keep this mortgage in place even if you have 
had events that have caused defaults or other 
bad credit. However, it is unlikely that they will 
increase the loan amount if you need funds for 
business purposes. This is where a 2nd mortgage 
comes in. Equity Tap will offer a 2nd mortgage 
despite bad credit and we will sit neatly behind 
your current mortgage.
What is bad credit.
Defaults on credit score. Both paid 
and unpaid  defaults will show on 
your credit score.
Late payments to creditors or utility 
providers.
Previous bankruptcies.
Why does Equity Tap 
offer 2nd mortgage 
loans for bad credit?
At Equity Tap we understand that 
unfortunate things can cause Bad Credit and 
it is not always your fault or avoidable. 
Equity Tap assesses loans on equity in 
property and a clear exit strategy, so your 
credit is almost irrelevant. 
This is a different approach to how banks and 
cash flow lenders look at a loan application. 
 
Examples of exit strategies include:
• Sale of properties
• Sale of business inventory
• Delayed cashflow such as confirmed 
commissions 
• Refinancing ( depending on the type of 
bad credit)
What purposes will 
Equity Tap lend for if 
you have bad credit?
Refinance to tidy up loans that have 
previously been in default or are late. 
Pay out arrears such as tax debts or 
default interest. 
Cash flow to get you company 
running smooth again.
Bridging finance or advances on 
settlements.
The Myths about
bad credit. 
No Lender will ever lend to you again 
– this in not true. In fact, consolidating 
 loans will often allow you to return to 
traditional lenders within months.
Rates are higher if you have bad 
credit – not at Equity Tap, you will pay 
the same rate as everyone else. 
WE ARE HERE TO 
HELP NOW
Get started with our 2 minute 
application and the process begins
We can fund in 24 hours and get 
creditors off your back.
Our Australian based team will help 
you through the whole process.
Is it time to get 
back on track?
We’re here to help.
Click Here To Learn More...
EquityTap.com.au