2nd Mortgage Lenders
                     2nd Mortgage 
Lenders
A HomeSec Presentation
HomeSec.co.nz
WHAT IS A 2nd Mortgage 
Lenders
A 2nd Mortgage Lender is a finance company that 
lends money to businesses, specifically small 
businesses who are looking to use real estate 
security and the remaining equity in their property.
2nd Mortgage Lenders all have a variety of 
products like 2nd Mortgages.
2nd Mortgage Lenders offer more flexibility than 
other financial institutions such as banks.
FEATURES OF 
2nd Mortgage Lenders
2nd Mortgage lenders can typically 
lend up to $500k with varying loan 
types and security types
2nd Mortgage Lenders can typically 
fund a small business by the next 
business day
Loans from these lenders can be used 
for business purposes
What more could you ask 
for? 
WHY 2nd Mortgage Lenders
ARE IMPORTANT
2nd Mortgage Lenders are important 
because they specialise in helping 
and assisting small to medium sized 
businesses. 
Banks take their time with their due 
diligence and they appear to have 
low rates and flexibility. However, 
this isn’t always the case. 
2nd Mortgage Lenders are looking to 
help and fund businesses and are 
motivated to get business the funds 
they need, as soon as possible.
WHO IS A 
2nd Mortgage Lender 
FOR?
2nd Mortgage Lenders and their 
services are perfect for (as the name 
suggests) small/medium sized 
businesses.
Because 2nd Mortgage Lenders 
specialise in specific funding solutions 
for small businesses, you can be sure 
that the service and loan you’re 
getting will suit you.
2nd Mortgage Lenders (unlike banks) 
are focused on small/medium sized 
businesses, so their processes are all 
very similar allowing these lenders to 
fund businesses faster.
THE MYTHS OF
2nd Mortgage Lenders
With us, no, there are no paper bags 
filled with cash. No legitimate lenders 
do cash.
We can go off indicative interest rates 
but it really depends on how you’re 
been assessed 
With rates and costs, any non-bank 
lender is going to be higher than a 
rate quoted by a bank. However, a 
bank takes longer to process and if 
they see one hint of bad credit 
history, they will decline you straight 
away. With private lenders and 
brokers like HomeSec, we are able to 
get you the best possible rate for your 
2nd Mortgage  Loan and get you the 
funds faster than the banks. 
WE ARE HERE TO 
HELP NOW
Get started with our 2 minute 
application and the process begins
You might have some clients who are 
declined by UCFL's. We can help.
Any worthwhile business purpose, , 
Cashflow, Start-ups.
Looking for  
2nd Mortgage 
Lenders?
Look no further. We’re here to help.
Click Here To Learn More...
HomeSec.co.nz