Asset Finance
                     Asset Finance
A HomeSec Presentation
HomeSec.co.nz
What is Asset Finance
Asset Finance is (as the name suggests) a type 
of business loan that is available as an 
alternative to finance for business from a bank.
Business lenders all have a variety of products like 
Asset Business Loans, Lines of Credit etc.
Small Business Lenders offer more flexibility than 
other financial institutions such as banks. 
Features of
Asset Finance
Asset Finance is a type of finance 
facility that is secured against the 
asset that you are purchasing with 
that facility.
Asset Finance allows you to spread 
the total cost of the asset over it's 
expected lifespan
Asset Finance is great for business 
owners that are ready to get started 
but haven't got the capital or assets 
to get started or borrow through more 
traditional avenues 
What more could you ask 
for? 
Why Asset Finance
is Important
Small Business Lenders are 
important because they specialise in 
helping and assisting small to 
medium sized businesses. 
Banks take their time with their due 
diligence and they appear to have 
low rates and flexibility. However, 
this isn’t always the case. 
Small Business Lenders are looking 
to help and fund businesses and are 
motivated to get business the funds 
they need, as soon as possible.
Who is Asset Finance
for?
Asset Finance is perfect for new 
businesses or businesses with limited 
capital and or borrowing power
Because Small Business Lenders 
specialise in specific funding solutions 
for small businesses, you can be sure 
that the service and loan you’re 
getting will suit you.
Small Business Lenders (unlike banks) 
are focused on small/medium sized 
businesses, so their processes are all 
very similar allowing these lenders to 
fund businesses faster.
The Myths of
Asset Finance
With us, no, there are no paper bags 
filled with cash. No legitimate lenders 
do cash.
We can go off indicative interest rates 
but it really depends on how you’re 
been assessed 
With rates and costs, any non-bank 
lender is going to be higher than a 
rate quoted by a bank. However, a 
bank takes longer to process and if 
they see one hint of bad credit 
history, they will decline you straight 
away. With private lenders and 
brokers like HomeSec NZ, we are able 
to get you the best possible rate for 
Asset Loan and get you the funds 
faster than the banks. 
WE ARE HERE TO 
HELP NOW
Get started with our 2 minute 
application and the process begins
You might have some clients who are 
declined by UCFL's. We can help.
Any worthwhile business purpose, 
Cashflow, Start-ups.
Looking for  
Asset Finance?
Look no further. We’re here to help.
Click Here To Learn More...
HomeSec.co.nz