How To Apply For Business Loans
                     How to apply for a 
Business Loan
An IBF Presentation
www.InstantBusinessFinance.com.au/
WHAT IS A 
BUSINESS LOAN?
Private Business Loans are exactly that….. 
Loans for business. As a business owner, there 
may be times where you need the extra funding 
quickly.
These instant business loans are not charged on 
a per annum basis. Rather, they are simply 
charged on a per month basis.  
It’s simple, if you only need the funds for 1 
month, you only pay one month’s interest.
SO...
HOW DO 
YOU APPLY 
FOR ONE?
HAVE A PURPOSE
Before you apply for a business loan and 
seek business finance. You must first 
have a purpose for why you require the 
loan. 
You could be seeking instant finance for a 
multitude of reasons such as:
        - Taking advantage of an 
opportunity.
        - To manage your cashflow.
        - Make a purchase of equipment or 
vehicles.
CALCULATE YOUR
LOAN AMOUNT
If you are looking for an instant business 
loan, you need to calculate how much 
money you will actually require to 
achieve the purpose of your loan. 
This can be a bit more difficult to figure 
out if you have a variable purpose such 
as covering a shortfall, or trying to take 
advantage of an unexpected opportunity.
COMPLETE 
THE ONLINE 
APPLICATION
FORM
By selecting the ‘Apply Now’ option, you 
will be taken through to the online form 
where you will enter the required details 
of your loan. 
EMAIL YOUR 
REQUIRED DOCS
Email through a copy of the Rates Notice 
and Mortgage statement for the property 
that you are planning to uses security for 
the business loan.
As well as these documents, you are also 
required to send through a form of legal 
photo identification.
SIGN YOUR CONDITIONAL 
LETTER
Within 2 Business Hours, you will receive 
an answer on your application. If 
approved, you will receive a Conditional 
Letter Of Offer right away.
Once the conditional offer is signed by 
you, we start the due dilligence process. 
(this takes about 4 – 8 hours)
SIGN THE LOAN
CONTRACTS
Once the due dilligence is complete, we 
instruct our solicitors to issue loan 
contracts. These are emailed directly to 
your solicitor. 
You then need to attend your solicitors 
office to be given independent legal 
advice (for your own protection) and sign 
the documents. 
Your solicitor will witness your signature 
and certify 100 points of your ID.
RETURN THE 
SIGNED CONTRACT
Once you have completed the signed 
loan contracts, simply deliver the 
executed contracts back to our solicitors. 
They then lodge the caveat on the title, 
and we transfer the funds into your 
nominated bank account. 
We transfer the funds by TT (Telegraphic 
Transfer), which means you will have 
clear funds within 2 working hours.
REPAYING THE 
LOAN AMOUNT
You just need an Exit Strategy.   This is 
usually a refinance, sale of an asset, or 
from you business cashflow.  
To pay us out, simply call our office (or 
your bank or conveyancer will if the Exit 
is a refinance or Sale), and book in a 
settlement time. 
We can usually be ready to settle within 
24 hours of the call. (Monday to Friday) 
Once we receive a bank cheque or clear 
funds in our account, our caveat is 
removed from the title and that is THE 
END of the loan
ACHIEVE BUSINESS
SUCCESS TODAY WITH US
Get in touch with Instant Business Finance.
Click Here To Learn More...
WE HOPE YOU NOW HAVE A GREATER
UNDERSTANDING OF HOMESEC'S BRIDGING FINANCE
www.InstantBusinessFinance.com.au/