First Mortgage
                     First 
Mortgage
A LoansOne NZ Presentation
LoansOne.co.nz
What is a First mortgage
A first mortgage is a mortgage that goes on a 
property in first place because the property is 
owned outright.
First mortgage Lenders all have a variety of 
products like First mortgages.
First mortgages offer more flexibility than other 
financial institutions such as banks.
FEATURES OF 
First mortgage 
First mortgage lenders can 
typically lend up to $5M with 
varying loan types and security 
types
First mortgage Lenders can typically 
fund a small business by the next 
business day
Loans from these lenders can be used 
for business purposes
What more could you ask 
for? 
WHY First mortgages
ARE IMPORTANT
First mortgages are important 
because they specialise in helping 
and assisting small to medium sized 
businesses. 
Banks take their time with their due 
diligence and they appear to have 
low rates and flexibility. However, 
this isn’t always the case. 
First mortgages are there  to help 
and fund businesses and are 
motivated to get business the funds 
they need, as soon as possible.
Who is a First mortgage 
for?
First mortgage Lenders and their 
services are perfect for (as the name 
suggests) small/medium sized 
businesses.
Because First mortgage Lenders 
specialise in specific funding solutions 
for small businesses, you can be sure 
that the service and loan you’re 
getting will suit you.
First mortgage Lenders (unlike banks) 
are focused on small/medium sized 
businesses, so their processes are all 
very similar allowing these lenders to 
fund businesses faster.
THE MYTHS OF
First mortgages
With us, no, there are no paper bags 
filled with cash. No legitimate lenders 
do cash.
We can go off indicative interest rates 
but it really depends on how you’re 
been assessed 
With rates and costs, any non-bank 
lender is going to be higher than a 
rate quoted by a bank. However, a 
bank takes longer to process and if 
they see one hint of bad credit 
history, they will decline you straight 
away. With private lenders and 
brokers like LoansOne NZ, we are able 
to get you the best possible rate for 
your First mortgage  Loan and get you 
the funds faster than the banks. 
WE ARE HERE TO 
HELP NOW
Get started with our 2 minute 
application and the process begins
You might have some clients who are 
declined by UCFL's. We can help.
Any worthwhile business purpose, , 
Cashflow, Start-ups.
Looking for a
First 
mortgage?
Look no further. We’re here to help.
Click Here To Learn More...
LoansOne.co.nz