Unsecured Loans NZ
                     Unsecured 
Loans NZ
A LoansOne NZ Presentation
LoansOne.co.nz
What is an Unsecured Loan 
NZ
An unsecured loan is a loan that does not 
require collateral.
This type of loan is often more difficult to obtain 
than a secured loan, as the lender has no asset to 
seize if the borrower defaults.
Unsecured loans are also typically more expensive 
than secured loans, as they carry a higher risk for 
the lender.
Features of
Unsecured Loans 
Unsecured business loans do not 
require collateral, meaning that 
you will not have to put up any of 
your personal assets as security for 
t Uhen sleocaunr.ed business loans typically 
have shorter repayment terms than 
secured loans, so you can get out of 
debt more quickly.
Unsecured business loans often have 
cashflow friendly repayments so that 
they can assist you more in business 
growth rather than hindering your 
business.
What more could you ask 
for? 
Why Unsecured Loans 
Are Important
There are many reasons why an unsecured 
business loan is important. Perhaps the most 
important reason is that it allows you to get the 
funds you need without putting up any 
collateral. This means that if you default on the 
loan, your lender will not be able to seize any of 
your assets.
Another reason why an unsecured business loan 
is important is that it can help you build your 
credit. If you make timely payments on your 
loan, it will reflect positively on your credit 
report. This can help you qualify for better terms 
in the future when you need to borrow money 
again.
Lastly, an unsecured business loan can give you 
the flexibility to use the funds however you see 
fit. You don't have to worry about spending the 
money on specific business expenses like 
inventory or equipment. You can use the funds 
to cover any business expense you have.
Who are Unsecured 
Loans for?
Unsecured business loans are ideal for 
businesses that are seeking financing but 
do not have the collateral to secure a 
traditional loan. These types of loans can 
be used for a variety of purposes, 
including working capital, inventory, or 
equipment purchases. Unsecured 
business loans typically have higher 
interest rates than secured loans, but 
they can be a good option for businesses 
that cannot qualify for other types of 
financing.
The Myths of
An Unsecured Loan
With us, no, there are no paper bags 
filled with cash. No legitimate lenders 
do cash.
We can go off indicative interest rates 
but it really depends on how you’re 
been assessed 
With rates and costs, any non-bank 
lender is going to be higher than a 
rate quoted by a bank. However, a 
bank takes longer to process and if 
they see one hint of bad credit 
history, they will decline you straight 
away. With private lenders and 
brokers like LoansOne NZ, we are able 
to get you the best possible rate for 
Unsecured Loan and get you the funds 
faster than the banks. 
WE ARE HERE TO 
HELP NOW
Get started with our 2 minute 
application and the process begins
You might have some clients who are 
declined by UCFL's. We can help.
Any worthwhile business purpose, Pay 
ATO, Cashflow, Start-ups.
Looking for  
Unsecured Loan?
Look no further. We’re here to help.
Click Here To Learn More...
LoansOne.co.nz