help with finance assignment
                     Introduction Finance 
                        What is Finance
Finance means the study of managing money and 
finding the required funds. The very foundation of the 
economic world is Finance.
 Its components are financial service and financial 
instruments. Basically, finance is about acquiring funds 
and their optimal management with respect to 
businesses. Capital, funds, money, and amount are a few 
abstractions of finances however they all have their 
separate entity. 
               Types of finance
Two of the main types of finance include:
Debt finance – money borrowed from external 
lenders, such as a bank
Equity finance – investing your own money, or 
funds from other stakeholders, in exchange for 
partial ownership.
The main sources of debt finance are:
Financial institutions - banks, credit unions and building societies. 
Finance can be provided as loans, overdrafts and lines of credit. 
Retailers - purchasing goods for your business through store credit 
via a finance company. Store cards can attract high interest rates; 
however some retailers offer an interest free period.
Finance companies – most finance companies offer finance 
products via a retailer. Financial companies must be registered with 
the Australian Securities and Investments Commission (ASIC).
Suppliers – trade credit allows you to delay payment for goods.  
Factor companies – also referred to as debtors finance. Factoring is 
when a business sells its accounts receivable (invoices) to a third 
party (called a factor) so that it can receive cash without waiting the 
30 or 60 days for customer payment. Customers pay their invoice 
directly to the factor company. The cost for providing this service will 
vary between companies and it is important for you to research 
these costs before entering into any agreement.
Invoice finance – essentially the same as factoring, however invoices 
are paid to your business and customers are not aware of your 
arrangements with the financier.
Peer-to-peer lenders - matches people who have money to invest 
with people looking for a loan. Loans may need to be repaid within a 
certain time period and interest rates may vary according to the level 
of risk.
The main sources of equity finance are:
Personal finances - self funding your business from personal savings 
or sale of personal assets.
Venture capitalists – professional investors that invest large funds 
into businesses (as equity) with potential for high growth and profit. 
Family or friends – may provide funds in return for a share in your 
business or as a partnership. Carefully consider this option as a 
breakdown in business relationships may affect your personal 
relationships. 
Private investors – also known as ‘business angels’ are generally 
wealthy individuals who invest large sums of money in a business in 
return for equity and a share of the profits.
Crowd funding – raising capital through the collective efforts of a 
large pool of individuals, primarily online via social media or crowd 
funding platforms. It allows investors to provide large sums of 
money in exchange for equity, or small amounts in return for a first-
run product or other reward.
Crowd-sourced equity funding - a way for start-ups and small 
businesses to raise finance from the public. They usually rely on 
raising small amounts from a large number of investors. Each 
investor can invest up to $10,000 a year in a business, receiving 
shares in exchange.
Government – most government assistance for small business is in 
the form of free or low cost advisory services, information or 
guidance. However, you may be eligible for a grant in certain 
circumstances, such as business expansion, research and 
development, innovation or exporting.
           Careers in Finance
Private Sector Jobs in Finance
Public Sector Jobs in Finance
Life as a Finance Professional
                                Created By
A reputed online tutor, Maja Kazazic has 
working as a teacher for a number of years 
now. He provides tutorship mainly in subjects 
like accounting, finance, management and 
marketing. His teaching methods are unique 
and innovative. He works hard to make sure 
every student excels under her tutelage. He 
has also written several academic blogs at :
Visit My Website:
https://helpmeinhomework.com/help-with-finance-assignment/