Expanding Horizons of Fintech
                     EXPANDING HORIZONS OF 
FINTECH
Presenters: Rahul PatBeyl  D&i gSiPraisyh.Gtiu Druey
Date: July 31, 2020
Agenda
• Introduction
• Fintech’s Landscape
• Fintech’s Users
• Expanding New Horizons
• Q&A
“DISRUPTIVE INNOVATION HAPPENS 
WHENEVER NEW TECHNOLOGIES 
ALTER THE WAY MARKETS OPERATE.”
Introduction
■ Payments without ever touching a currency
■ Global Fintech Investment of USD $137.5 billion in 2019 
■ One-third of global consumers utilize at least two or more fintech 
services and those consumers are also increasingly aware of fintech as a 
part of their daily lives.
■ As the fintech industry is growing, it is expanding to various fields 
beyond simple payment settlement functions.
Source: EY’s 2017 Fintech Adoption Index
Introduction
■ Fintech now describes a variety of financial activities without the 
assistance of a person, such as 
– money transfers, 
– depositing /withdrawing with your smartphone, 
– bypassing a bank branch to apply for credit, 
– managing your investments
Fintech Landscape
Up until now, financial services institutions The combination of streamlined offerings along 
offered a variety of services under a single with technology enables fintech to be more 
umbrella providing services into individual efficient and
offerings. cut down on costs associated with each 
transaction.
Expanding New Horizons
Fuel Retail Parking Amusement Hotels & Parks Resorts
Events & 
Festivals Toll Payments Shopping Malls
Fuel Retail
■ Semi automated vs Fully automated
■ Payment modes:
– QR
– RFID
– NFC
■ Track fuel expenses
■ Cashbacks & loyalty
■ Speed up fueling service
■ Efficient rush hour management
Parking Solution
■ Semi automated vs Fully automated
■ Payment modes:
– QR
– RFID
– NFC
■ Loyalty & Rewards
■ Decreased operating costs
■ Predict future parking patterns
■ Strategize parking fees
Toll Payments
■ Payment modes:
– RFID
– NFC
■ No queues
■ Decreased Operating costs
■ Audit control
■ Enhanced Transparency
■ No loss of tickets
Amusement Park
■ Payment modes:
– RFID
– NFC
■ Entrance control
■ Event management
■ Visitor management
■ Digital Ticketing
■ Interactive Maps
■ Offers & Promotions
Resorts & Hotels
■ Payment modes:
– NFC
– QR
■ inventory, pricing and guest management
■ Real-time reports
■ Service Requests & Ordering
■ Loyalty & Rewards
Events & Festivals
■ Payment modes:
– NFC
– QR
■ Entrance control
■ Event management
■ Digital Ticketing
■ Interactive Maps
■ Offers & Promotions
Shopping Malls
■ Payment modes:
– NFC
– QR
– Phone Number
■ Offers & Promotions
■ Loyalty & Rewards
■ In-Store Ordering
Key Takeaways
■ When it comes to the adoption of FinTech into businesses, people and 
consumers are no longer reluctant. 
■ As the fintech industry is growing, it is expanding to various fields beyond 
simple payment settlement functions.
■ Businesses should look at the big picture, thinking about what consumers 
need and want in the long run.
Questions?
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