wallet_toll_solution-converted
                     DigiPay.Guru’
s
Toll Solu�on
COMPANY 
PROFILE
DigiPay began its journey in the year of 2019 
under the  umbrella of Peerbits, a leading 
mobile applica�on  development company. 
Digipay have come up with  several digital 201 100
financial solu�ons such as mobile money,  1 +
YEAR COMPANY
reward program, Top up and bill payment, FOUNDED SIZE
Interna�onal  remi�ance, Merchant solu�on, 
Microfinance, Agency  banking, etc. DigiPay 
also offers mul�ple services and  
fDuingciP�aoyn halai�s esa ronne ad sitisn grelep uptla�onrm a.s a 
technology  solu�on provider with a global 
market approach for  Fintech Solu�ons. We 0 Indi
leverage cu�ng-edge technologies  to deliver 8
PRESENC aHEAD 
first-class FinTech solu�ons that cater to banks, E QUARTER
 fuel retailers, toll payment industry, and 
various other  business enterprises.
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300+
Number of 
Customers
Tolling 
IntDriogiPdauy.Gcu�ru coomnes with an advanced solu�on that 
simplifies toll  payments for both users and toll 
officials.
With DigiPay.Guru, users can pay toll fares from their 
mobile  wallet. All they have to do is tap their NFC 
card or get their RFID  s�cker scanned at the toll 
booth.
in.ter-opera�onal task among toll plaza, banks, and 
oThthise tro elnl �pa�yems. e Tnhte s osloulu��onon e insa sbimlesp leeffi, qcuieicnkt,  and 
cmoannvaegneiemnet nfot ro af ll the users as  well as the toll 
officials as it saves both user’s and official’s �me  
and effort.
Current Challenges at Tolling 
Booths
Long queues No Vehicle Records Fuel consump�on and 
The toll booths are usually If the toll collec�on in the booth is pollu�on
crowded with  vehicles wai�ng in manual,  then it means that As vehicles have to stay in 
long queues as the toll  collec�on there’s no provision for  recording queues for  longer dura�ons, 
process is slow, inefficient, and  the vehicle details hence render-  there’s a huge loss of  fuel 
inconvenient. ing the toll collec�on process as consump�on. Moreover, it also 
inefficient. leads  to rise in air and noise 
pollu�on.
Manual barriers Prone to corrup�on Staffing and maintenance
Many toll booths have barriers Due to absence of an advanced As the toll collec�on and other 
that need  to be li�ed manually; and robust  system in place, there processes  are done manually, 
this further slows  down the toll are high chances of  corrupt the toll booths need  to recruit 
collec�on process by a  great ac�vi�es going inside the toll  more staff which increases the  
extent. booths. maintenance and opera�onal 
costs.
How it 
works?
Add money in the wallet
The next step is to load wallet 
by adding  money into it.
Get and S�ck  Scan RFID s�cker at 
the toll
RFID In this step the user 
s�cker can get  their 
vehicle’s RFID s�cker  
The user can order or 
scanned at the toll 
collect  the RFID s�cker 
booth.
a�er which they  need to 
Dowlinnkl oita tdo  tthei r vehicle. Toll fare 
app deduc�on  from 
The first step is to the wallet
download  the DigiPay Once done, amount is 
applica�on from  App auto-  ma�cally 
Store or Google Play. deducted from  user's 
wallet & they're given  
a receipt for the same.
Flow diagram of Proposed 
System
Star
t
Car 
Approaching
RFID Reader is 
triggered
Detecting Tag
YES
Reading the tag data and
send information to the 
computer host
The computer 
host  checks the 
validity
N YE
O S
Customized Triggered Lane controller is 
to  guide the next rising  and let the 
step car passing
Proposed System 
Architecture
Reade
r
• RFID
• Barcod
e
Automati
Centroller c
• Memory (Store RFID/Barcode Tag • Gates
ID)
• Boom 
• GSM-GPRS Module barrier
• Wireless Module • Turnstile
• Wire connection for Host 
computer
Visual 
• Micro SD/SD Card to store Event 
Log Indicators:
• LED Display Board
• Monitor Screen
• Speakers
• Signal (Traffic Light)
Benefit
s
Cashless payment No more queuing No fear of losing �cket
With DigiPay.Guru’s toll DigiPay reduces long queues With DigiPay.Guru’s toll 
payment app,  the user can by  streamlining the whole payment app,  the user can 
directly pay toll fare  from his toll fare col-  lec�on process directly pay toll fare  from his 
app in the cashless form  with RFID, NFC, and  app in the cashless form  
without fumbling to find cash. automa�c barrier system. without fumbling to find cash.
Decreased opera�ng cost Be�er audit control Enhances transparency
DigiPay.Guru’s electronic toll DigiPay.Guru’s e-wallet for toll DigiPay.Guru’s toll collec�on 
collec�on  system reduces the pay-  ments improves audit system  enhances 
staff requirement  at the toll control  through user transparency and reduces  
both, thus reducing the  accounts which is bene-  ficial corrup�on as all the 
overall opera�onal cost. for both toll booths and transac�ons are  recorded by 
govern-  ment. the system.
Hardware 
Requirements
RFID Printers for prin�ng RFID 
S�ckers
RFID Readers on Automated 
Barriers
Case About Us
• DigiPay helped its client based in South Africa to come 
Study up with their  own digital payment applica�on. In 
recent years, the mobile  payment industry in South 
Africa has boomed.Cryptography and  has strength of 
2048 bits.
According to a study, it’s es�mated that the mobile 
payment  industry in South Africa is expected to 
record a CAGR of 12.9 % by  the year 2025 with an 
evalua�on of US$ 29,424.4 million. This was  one of 
the biggest mo�va�on for our client to enter this 
industry.
Challenges
•App size
•Onboarding and KYC
•Rest API security
•QR scanner
Solu�on
•Reduced app’s download size
•Made the onboarding and KYC process easier
•REST API security
•Op�mized QR scanner
Case About Us
• We recently helped one of our clients which is a 
Study FinTech start-up  company that was established in 
early 2019 in BGC, Taguig. They  wanted to start their 
business in e-money, electronic payment,  financial 
services, and all other related businesses. As per a 
report,  the mobile payment industry in the 
Philippines is es�mated to  record a CAGR of 24.1% by 
the year 2025 with a total evalua�on of  US$ 19,816.4 
million.
Similarly, the mobile wallet payment segment will 
increase at CAGR  of 24.2% during the phase of 2018-
2025 in value terms.
Challenges
•To ensure REST API security
•Assure Android app security
•To achieve quick response �me
•Establish 100% server availability
Solu�on
•Provided digital signature with each request
•Applied secure preferences and Pro-Guard rules
•Op�mized each query and cache databases
•Employed auto-scaling policy and framed rules
Please contact the team to discuss queries and further 
discussion:
hello@digipay hello@digipay +91 9574 www.digipay.gu
.guru .guru 078295 ru