In today’s fast-paced financial world, many investors — especially beginners — are searching for a simple, reliable way to grow their wealth without constant market monitoring or complex strategies. This is where passive mutual funds come in. At Swipeloan, we believe in empowering our users with easy-to-understand financial tools, and passive mutual funds are one of the best instruments for hands-off, long-term wealth creation. In this comprehensive guide, we’ll walk you through everything you need to know about passive mutual funds — from what they are, how they work, to why they might be the ideal first investment for you.