In today’s fast-paced digital world, making payments instantly and securely is no longer a luxury — it’s a necessity. Whether you’re grabbing a cup of chai at a roadside stall, splitting the bill at a cafe, or paying for groceries, India’s digital payment ecosystem has made transactions effortless. One of the latest innovations in this space is UPI Lite, a simplified version of the Unified Payments Interface (UPI) developed by the National Payments Corporation of India (NPCI).