Navy Federal Credit Union Credit Cards-converted


Qassim

Uploaded on Aug 28, 2021

Complete Guide To Navy Federal Credit Cards & Banking Find out how to get approved for a Navy Fed account, the best way to get new credit cards no matter what your credit score is and get CLIs like clockwork! https://walletmonkey.io/definitive-guide-to-navy-federal-credit-union/

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Navy Federal Credit Union Credit Cards-converted

Getting A Navy Federal Credit Card Have you ever wondered what it would take to get a Navy Federal Credit Union credit card? If you have a 645 or lower, it's better that you wait and attempt to get into their ecosystem by setting up a checking/savings account or even getting a secured credit card. These cards can graduate in as little as 6 months. If you have a 700-740 you can go for the Cash Rewards, Platinum or Go Rewards cards. If you have over a 740 you should focus on the higher tier cards like the Flagship and Amex More Rewards cards. With the Flagship there is a minimum of $5k credit limit offered and a max of $80k offered. The maximum credit limit you can expect is $25k without Proof Of Income (POI). You can qualify for a second/third card as well as credit limit increases (CLI) every 91 days or 3 statements, this you can expect to work 90% or more of the time- it's pretty much a rule at this point. Keep in mind that due to covid people are suggesting 95 days. This is called the 91/3 rule. The current maximum credit limit increase is $4k again due to the pandemic. Limits can be moved and cards can be “product changed” across all, but recent data points show they are now requiring both cards to be a year old. We share plenty more credit intel on Navy Federal and other banks at WalletMonkey.io