Tax by investing in ELSS
                     Panel Discussion on Asset Classes of Equity, Debt 
Mutual Funds- Tax& E Gffoicliednt way of Investing
Speakers: 
Sorbh Gupta – Fund Manager, Equity
Chirag Mehta – Sr. Fund Manager, Alternative Investments
December 17, 2020
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How Mutual Funds Work?
MUTUAL 
FUND
In a mutual fund, our money is managed by a professional called fund manager.
Why invest with a mutual fund?
Professional Management Transparency
Diversification Flexibility
Return Potential Choice of Schemes
Low Cost Well Regulated
Liquidity Tax benefits
Your money can do more, with mutual funds
If you had Rs. 2,000 to invest in Equities which would you pick?
Investor can invest in 
one-two companies at 
2,000 / 2,344 = 2,000 / 1125 = 2,000 / 158  = 2,000 / 241 = 2,000 / 2,661 = most.
0.85 shares 1.78 shares 12.66 shares 8.30 shares 0.75 share
Investor can invest in 
all companies at once 
through a mutual 
fund.
Stocks referred above are illustrative and not recommendation of Quantum Mutual Fund/AMC. The Fund may or may not have any present or future positions in these Stocks. The above information should not be 
constructed as research report or recommendation to buy or sell of any stocks
How to invest in MF, SIP or Lumpsum? 
SIP
Lumpsum
Month NAV SIP Amount Units Total Units 
1 100 5000 50 50
2 102 5000 49.01961 99.01961
Amount  NAV Units 600
3 101.5 5000 49.26108 148.2807 ₹60,000 100
4 100 5000 50 198.2807
5 99 5000 50.50505 248.7857
6 98.5 5000 50.76142 299.5472
7 101 5000 49.50495 349.0521
SIP Lumpsum 
8 102 5000 49.01961 398.0717 Total Units 601 Total Units 600
9 99 5000 50.50505 448.5768 NAV 98 NAV 98
10 99.5 5000 50.25126 498.828 Year End Value Year End Value 
11 97.5 5000 51.28205 550.1101 ₹58911 ₹58,800
12 98 5000 51.02041 601.1305
SIP gives you the advantage of cost averaging.
The above table is for illustration  purpose only
Mutual Funds vs Direct Investing: Which is more Tax Efficient 
• Mutual funds are not subject to capital gains tax on buying and selling of stocks so the Fund Manager can take 
advantage of high prices of stocks without worrying about short term capital gains tax. The  investor can stay 
invested for more than a year and enjoy lower tax rates.  
• The dividends  received by Investors from Mutual Fund Schemes are subject to TDS @ 10%.  As & when the 
investors redeem units from MF Scheme, Capital Gain Tax is applicable  i.e. long term or short term as the 
case may be.  Mutual Fund Schemes are exempt from both TDS on dividend income as well as   Capital Gain 
Tax on sale of investment holding from the Schemes , this in turn benefits the end Customer which is investors 
of the Schemes.
 
• Specially devised products like ELSS bring best of both world together for investors ( long term capital 
appreciation & tax savings) 
ELSS: A Perfect Product for Tax Saving & Capital Appreciation
• Tax Saving Funds are diversified in true sense & can invest in in quality Midcap & Large Cap companies for 
long term capital appreciation. 
• The fund has a three year lock-in which is one of the lowest amongst other tax saving instruments. 
• A three year lock-in ensures an enforced discipline amongst the investor. Equity is an investment class only in 
the long term in the near term its speculative. 
• Being an ELSS scheme it comes with an advantage of building wealth and saving taxes. 
• Well suited for long term goals such as children education & retirement planning 
What to look for in an ELSS Scheme?
• Stability of the Investment team & Consistency in Style
•  
• Long term track record across Market Cycle  
• Prefer a fund with lower turnover ratio (lower churn) so as to reflect alignment of Fund Manager’s  approach 
and your investment horizon
• Portfolio should have good quality companies across Large Caps & Mid Caps depending upon where value 
lies. 
Quantum Tax Saving Fund
Fund Mr. Sorbh Gupta
Manager Work experience: Over 15 years. He has been managing this fund Since October 1, 2016.
Category of Equity Linked Saving Scheme.
Scheme
Quantum QTSF optimizes tax saving under Section 80C.
QTSF minimizes risk by pursuing bottom-up stock selection.
Tax Saving Features QTSF has a lower portfolio turnover.
QTSF holds cash when stocks are overvalued - no derivatives and no hedging.
Fund QTSF follows a value investment strategy.
Useful for Long term capital appreciation & Saving Tax
Product Label
Disclaimer – Terms of Use
The data in this presentation are meant for general reading purpose only and are not meant to serve as a professional guide/investment advice 
for the readers. This presentation has been prepared on the basis of publicly available information, internally developed data and other sources 
believed to be reliable. Whilst no action has been suggested or offered based upon the information provided herein, due care has been taken to 
endeavor that the facts are accurate and reasonable as on date. Quantum AMC shall make modifications and alterations to the performance and 
related data from time to time as may be required as per SEBI Mutual Fund Regulations. Readers are advised to seek independent professional 
advice and arrive at an informed investment decision before making any investment. None of the Sponsors, the Investment Manager, the Trustee, 
their respective Directors, Employees, Affiliates or Representatives shall be liable for any direct, indirect, special, incidental, consequential, 
punitive or exemplary damages, including lost profits arising in any way from the data/information/opinions contained in this presentation. The 
Quantum AMC shall make modifications and alterations to the performance and related data from time to time as may be required. 
Please visit – www.QuantumMF.com to read scheme specific risk factors. Investors in the Scheme are not being offered a guaranteed or assured 
rate of return and there can be no assurance that the schemes objective will be achieved and the NAV of the scheme may go up and down 
depending upon the factors and forces affecting securities market. Investment in mutual fund units involves investment risk such as trading 
volumes, settlement risk, liquidity risk, default risk including possible loss of capital. Past performance of the sponsor / AMC / Mutual Fund does 
not indicate the future performance of the Scheme. Statutory Details: Quantum Mutual Fund (the Fund) has been constituted as a Trust under 
the Indian Trusts Act, 1882. Sponsor: Quantum Advisors Private Limited. (liability of Sponsor limited to Rs. 1,00,000/-). Trustee: Quantum 
Trustee Company Private Limited. Investment Manager: Quantum Asset Management Company Private Limited. The Sponsor, Trustee and 
Investment Manager are incorporated under the Companies Act, 1956. 
23rd December 2020
Mutual fund investments are subject to market risks, read all scheme related documents carefully.
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