What is Loans Against Property
                     WHAT IS LOANS AGAINST 
PROPERTY?
Loans against property ko short me LAP bhi kahte hai. Agar apki koi bhi property 
jaise residential, commercial, Industrial, plot , flat ho to use ap bank me mortgage 
kar loan le sakte hai. jise ap personal use ya business me laga sakte hai.
+91 
6299242481
LOWEST INTEREST RATES
Loans against property me benefit yah hai ki ap loan amount ko working 
capital business me laga  sakte hai, qunki LAP me lowest par rate of interest 
mil jata hai.
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6299242481
CONTINUED USE OF PROPERTY 
Property par loan lene ke bad bhi apka malikana haq uss property par rahta 
hai. use property ko ap use kar sakte hai. Jiss par property loan liya ho chahe 
rented ho, self occupied ya residintion or commercial.
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6299242481
LONGER TENURE OF REPAYMENT
LAP me apko long term ke liye bhi achha vikalp mil jata hai, jisse ap 15 
se 20 years tak ka bhi ap lowest rate of interest par EMI banwa sakte hai.
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6299242481
HIGHER SANCTION AMOUNT
Jab bhi ap property par loan lete ho, to us property ki market value ke aadhar par jo 
apki property commercial hai ya residential apko 70% se 75% tak credit amount mil 
jata hai. Dusre bank apko 80% se 85% tak bhi property loan de sakte hai. Credit 
amount ap business me laga sakte hai ya personal use me laa sakte hai.
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6299242481
TAX BENEFITS 
Loans against property par apko tax me benifit mil jata hai.Income tax act ke 
tehat 37(1) Agar ap property par loan lete hai to apko 2 Lakh tak ka tax benefit 
mil jayega jise ap residential property kharidne ke liye use kar sakte hai ya ap uss 
amount ko business me lagaa sakte hai. Apko Lap me adhik se adhik tax me 
bachaaw mil jata hai.
+91 
6299242481
TAX BENEFITS 
Loans against property par apko tax me benifit mil jata hai.Income tax act ke 
tehat 37(1) Agar ap property par loan lete hai to apko 2 Lakh tak ka tax benefit 
mil jayega jise ap residential property kharidne ke liye use kar sakte hai ya ap uss 
amount ko business me lagaa sakte hai. Apko Lap me adhik se adhik tax me 
bachaaw mil jata hai.
+91 
6299242481