Reasons Why You Need Umbrella Insurance
                     Reasons Why You Need Umbrella 
Insurance
Overview - Umbrella Insurance 
Undeniably, protecting your assets and family is a top priority. Thus, people invest 
in various insurance policies. 
What exactly an umbrella insurance policy is?
In simple terms, it is a type of insurance policy that is designed to offer extra 
liability coverage. It protects your assets and future earnings from lawsuits. Rider 
insurance is an independent insurance agency that provides 
umbrella insurance in Maryland. 
Wondering, why should you invest in an 
umbrella insurance policy?
01 You Have a Teenage Driver
02 You Have a Swimming Pool
03 You Have People for Domestic Help
04 You Have a Long Commute
You Have a Teenage Driver
You need to understand that the risk of having accidents is increasing 
at an alarming rate, which is why auto insurance policies are so 
expensive. Well, investing in an umbrella policy can help you get better 
coverage than an auto insurance policy. Umbrella insurance provides 
coverage for drivers of all ages. 
You Have a Swimming Pool
If you have a swimming pool in your home, then you can be sued if 
someone gets injured. Certainly, your homeowners’ insurance can 
pay your certain medical expenses but investing in umbrella insurance 
can help you with long-term care. 
You Have People for Domestic Help
If you have domestic workers like a housekeeper, nanny, a gardener, a 
cleaning person, or a caretaker in your home then you need umbrella 
insurance to protect you from liability. Wondering, why? Well, 
investing in umbrella insurance can protect you against allegations 
imposed by domestic workers. 
You Have a Long Commute
According to a survey report by National Safety Council, 4.5 million 
people got injured and 40,000 people died in car accidents in 2018. 
Umbrella insurance provides coverage for medical expenses and lost 
wages. 
THANKS!
CONTACT US
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+1 (410) 828-1555
www.riderins.net