What Are the Types of Commercial Insurance?
                     What Are the Types of 
Commercial Insurance?
An Overview
Commercial insurance or business insurance is a unique type of 
business insurance that helps you protect your business from several 
risks including customer or employee injuries, client lawsuits, 
property theft, damage, and other unexpected events. Rider 
Insurance is an independent insurance company that provides 
insurance policies according to your needs. Connect with the best 
commercial insurance agents in Maryland!
Investing in commercial insurance can help you protect your 
business against losses arising from damage or injury. Usually, 
commercial insurance covers liability, property, and workers’ 
compensation.
Let’s dive into four different types of 
commercial insurance:
● Liability Insurance
● Property Insurance
● Commercial Auto Insurance
● Workers Compensation Insurance
Liability Insurance
This is a type of commercial insurance 
that covers common risks like damage to 
your premises and injury to customers or 
employees. Liability insurance is also 
known as professional liability insurance.
Property Insurance
This is another type of commercial insurance 
that covers damages to your business property. 
Sadly, it does not provide coverage against all 
your property. Well, if you want to insure all 
your property, then you invest in add-on 
property coverage. Things that are not included 
in property insurance coverage are crime 
insurance, machinery insurance, boiler, 
tenants’ insurance, and more.
Commercial Auto Insurance
It is one of the most important types of 
commercial insurance policies that can 
help you protect your automobiles 
including vans, trucks, buses, and cars 
used in your business. 
Commercial auto insurance protects you 
from financial losses.
Workers Compensation Insurance
If any of your workers get hurt in the line 
of duty, then this insurance policy will 
help. Investing in workers’ compensation 
insurance is beneficial for your 
employees.
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+1 (410) 828-1555
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