Everything That You Need to Know About Umbrella Insurance
                     Everything That You Need 
to Know About Umbrella 
Insurance
An Overview
Umbrella Insurance is one of the effective insurance types that 
extends the liability to provide protection beyond existing 
limits and coverages. An umbrella insurance policy provide 
coverage for property damage, injuries, personal liability 
situations and certain lawsuits. In simple terms, Umbrella 
Insurance is a low-cost way to get remarkable extra liability 
coverage. The best part is that it is pretty cheap in comparison 
with other types of insurance policies. Rider Insurance is an 
independent insurance agency that offers 
umbrella insurance in Maryland. 
Important Things to Know 
About Umbrella Insurance 
● This type of insurance costs between $150 and $300 
annually. 
● If your liability limits are less than the total value of your 
assets, then you should definitely consider getting an 
umbrella insurance.
● This type of policy does not cover property damage and 
your own injuries.
Things That Umbrella 
Insurance Covers are:
● Malicious prosecution
● Libel and slander
● Liabilities when traveling overseas
● Legal defense costs for covered losses
● False arrest and more.
When Should You Consider 
Umbrella Insurance
● You have a dog
● Your home has a swimming pool
● You have teenage drivers 
● Your home has a trampoline, tree house or swings
● You are an owner of a vehicle including motorcycles, cars, 
watercraft/boats, ATV, and more. 
● You have personal belongings and assets. 
Pros of Umbrella Insurance 
● Offers excess liability protection
● Protects you from lawsuits 
● You have universal coverage
● Provides coverage for driving overseas
Clearly, Umbrella Insurance offers you great protection. 
Therefore, you should invest in it.
Thanks!
Contact Us
[email protected]
+1 (410) 828-1555
www.riderins.net