Get Contractor Insurance In Affordable Price Range With Stratford Mutual Insurance
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The best commercial insurance products to protect 
contractors and small business owners of all sorts
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Contractor stock, Contractor 
Contractor Building contents and Business 
Insurance equipment Insurance interruption 
Insurance 
What is WHAT DOES CONTRACTOR 
INSURANCE COVER? 
Contractors 1
Insurance?
2 WHAT IS THE COST OF CONTRACTOR INSURANCE
3 WHO NEEDS CONTRACTOR INSURANCE?
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Contractor 
Contractor Contractor Tradition 
Commerical 
Crime Equipment Mutual 
Liability 
Insurance Breakdown Insurance 
Insurance 
Coverage Insurance Company
(CGL) 
1 Contractor Liability 
Insurance 
• Commercial General Liability - This portion 
of a retail insurance policy protects you as 
a retail business owner against if you cause 
property damage or bodily injury. The CGL 
policy also covers you for defense costs.
Let's say you or your staff 
damage a customer's counter-top 
when installing cabinets. One of 
your employees scrapes the the 
side of their sports car while 
moving some furniture. One of 
your clients is injured while at 
your business. These are 
examples of a instance when a 
liability insurance claim could be 
triggered. Commercial general 
liability insurance is designed to 
protect you as the business 
owner and your business assets 
for potential lawsuits resulting 
from third party bodily injuries, 
advertising liability and third 
party property damage.
• Third-Party Vehicle Liability - 
3 Contractor This mandatory auto coverage 
protects you or your business if 
you are responsible for a third party's injuries or property damage. Typical limits for this 
Vehicle coverage are 1 million 2 million or 5 million. 
• Direct Compensation Property Damage (DCPD) - This mandatory auto coverage protects your 
Insurance business vehicle when you are partially at fault or 100% not at fault. This particular auto coverage 
allows you to deal with Tradition Mutual Insurance directly instead of using the driver or going after the 
3rd party insurance company to recover your damages.
The provincial government of Ontario requires 
that contractors have mandatory automobile 
coverage on their commercial fleet or business 
vehicles. Even if your personal vehicle is 
partially used for business purposes, your auto 
policy should be rated accordingly. A 
breakdown of the automobile insurance 
coverage offered by Tradition Mutual Insurance 
is as follows:  
Contact Us 
1 (519) 393-3246
2 [email protected]
om
Kyle Wijnands BA MA
3 Insurance Agent264 Huron Road, Box 10 Sebringville, ON
N0K1X0