When 27-year-old Mumbai based working professional Rohan Rao signed up for a Re 1 trial on a popular ed-tech app, he didn’t think twice before ticking a small checkbox that said “Agree to UPI Autopay.” Six months later, ₹149 was still being debited from his account every month, What he didn’t realize was that the small checkbox he ticked while signing up had authorized a UPI Autopay mandate, which continued without any email or SMS alerts