A Comprehensive Guide to Credit Score_Bajaj Finserv
                     A Comprehensive Guide to 
Credit Score: Bajaj Finserv
What is CIBIL Score ?
● CIBIL Score is a three-digit numeric 
summary of your credit history
● The score is derived using the credit 
history found in the CIBIL Report
● A CIR is an individual’s credit 
payment history across loan types 
and credit institutions over a period 
of time
● A CIR does not contain details of 
your savings, investments or fixed 
deposits.
How to Check your Credit 
Score ?
● To check your CIBIL score online, Log on to 
the CIBIL portal.
● Click on ‘Get your CIBIL score’ on the top 
right-hand corner of the page
● Choose your membership package of 1 
month, 6 months, or 1 year and pay the 
corresponding fee
● Register as a member by filling in your details
● Once your account is created, you will be able 
to check your CIBIL score and report
Steps to Check CIBIL score Offline
● Download the form from the CIBIL website
● Fill in your details accurately
● Attach a demand draft in favour of TransUnion CIBIL. The 
amount of the demand draft is as follows:
Rs. 550 for CIBIL score and CIBIL report or
Rs. 164 for CIBIL report only
● Mail the form with the demand draft to the following 
address:
TransUnion CIBIL Limited,
One Indiabulls Centre,
Tower 2A, 19th Floor, Senapati Bapat Marg,
Elphinstone Road, Mumbai - 400013
● Your detailed CIBIL report and score will be mailed to your 
address
Easy tips to boost your CIBIL score
If you find that your CIBIL score is less than ideal, 
you can take measures to improve it. Here are 
some easy ways to increase your CIBIL score:
● Pay your EMIs on time to ensure you seem 
financially responsible
● Don’t max out your credit cards as you may 
seem credit dependant
● Balance out your credit mix with secured and 
unsecured loans
● Check your CIBIL report once you finish 
repaying a loan to ensure that any closed 
loan accounts are not listed as still unpaid.
Stay Tuned with me for Next PPT/PDF
I would be covering following topics:-
1. Credit Report and why it is Importance ?
2. How is CIBIL Score Calculated ?
People having doubts about above topics, will 
be cleared in next PPT/PDF.
For More info, Visit:-
Bajaj Finserv Corporate Office
4th Floor, Bajaj Finance Ltd, Pune - 
Ahmednagar Highway, behind Hyatt 
Hotel, Viman Nagar, Pune, Maharashtra 
411014
Do you Know ?
Bajaj Finserv offers you to get your 
Credit Score checked for free and that 
to unlimited times.