Can You Buy a House in Arlington with $0 Down
                     
For most renters, the biggest hurdle to buying a home isn’t finding the right place—it’s 
saving enough for the down payment. You look at home prices in Arlington, calculate 20% 
down, and it feels completely out of reach.
Here’s the truth: you usually don’t need 20% down. In some cases, you don’t need a 
down payment at all.
If your goal is to start building home equity in Arlington without draining your savings, 
VA Lgovaernms:e nTt-hbaec kBede santd D aessaislt aince H poromgraem Fs icnana nmcaikne gthat happen. Let’s break down 
your real options.
If you’re a veteran or active-duty service member, this is where you should start. VA 
loans are widely considered the strongest mortgage option available.
 0% down payment on qualifying homes
 No monthly mortgage insurance, saving you hundreds every month
 Flexible credit guidelines compared to traditional loans
Arlington has a strong veteran community, and we regularly help buyers use VA loans 
to purchase sooner than they thought possible. It’s one of the fastest ways to start 
building equity without wiping out your savings.
USDA Loans: Zero Down—with Limits
USDA loans also offer 100% financing, but they’re designed for rural and semi-rural 
areas.
 Location matters: Most of central Arlington does not qualify due to development 
density
 Possible workaround: Nearby towns or outskirts may still be eligible
If staying in the heart of Arlington is important and you’re not VA-eligible, don’t worry—
this isnD’to thwe nen Pd aofy tmhe eronatd .Assistance: The Hidden Advantage
This is where working with a local mortgage broker really pays off. Texas offers powerful 
programs like TSAHC and SETH, which provide down payment help through grants or 
secWonhdi-lleie nno ot pteticohnnsi.cally “zero down,” the result is 
often the same
 Buyers bring very little money to the closing 
table
 Ideal for first-time buyers with steady income 
but limited savings
Why Waiting Can Cost You More
Trying to save 20% could take years. Meanwhile, home prices and rents keep rising. 
Buying sooner—even with minimal money down—lets you start building equity now and 
benefit from appreciation instead of chasing it.
Your Local Arlington Mortgage Experts
At Aliton Finance Texas, we specialize in creative home financing solutions for 
Arlington buyers. We don’t rely on algorithms—we take the time to understand your 
situation and guide you toward the best low-down or zero-down options available.
A large savings account shouldn’t be the thing holding you back from homeownership.
Let’s see what you qualify for today.
                                      Contact us
     Aliton Finance Texas
                       
Address 2500 NE Green Oaks Blvd Suite 
202A
City Arlington
State TX
Zip 76006
Phone(972) 998-8522
Country USA
Website URLhttps://alitonfinancetx.com
Email [email protected]