Easy Steps to Your Dream Home
                     Easy Steps to Your Dream Home
Are you thinking about buying your first home in Texas? Congratulations! You 
might be wondering how to turn your homeownership dream into reality while 
avoiding common pitfalls. The home-buying process can indeed seem daunting if 
you are new to the home-buying industry!! But it doesn't have to be if you are 
with Aliton Finance Texas. They suggest some simple steps that you should 
follow. Let's break down the home buying process into seven simple steps:
Get Pre-Approved
Contrary to popular belief, the first step in buying a home isn't hiring a real 
estate agent. Before you start the home refinancing process in Texas, you 
need to know your budget, including the purchase price, down payment, monthly 
payments, and interest rates. Expert home loan advisors can guide you through 
the pre-approval process. They review your financial details such as income, 
credit, and assets. They help you understand how much mortgage you can afford 
and which loan suits your financial situation and future goals. In competitive 
markets, submitting a pre-approval with your offer is essential. It not only 
confirms your price range but also strengthens your buying position.
Make a Priority List
List your home priorities once you distinguish your price range. These 
might include the neighbourhood, school district, nearby amenities, 
home size, number of bedrooms, or the property's age. Decide if you 
want a turnkey house or a fixer-upper. Writing down your priorities helps 
you stay focused when browsing online listings. It helps you focus on 
what matters to you the most!
Get in touch with a Real Estate Professional and Start the 
Journey.
Finding a reliable real estate agent is a decisive step in the house-
buying process in Texas. Agents have access to more listings than public 
websites. They can arrange viewings, negotiate on your behalf, and 
handle legal contracts. While you can buy a home without an agent, 
having a licensed professional offers many benefits. They also offer 
better advice that fits best your budget.
Present a Pre-Approval Letter
When you find your ideal home, act quickly! Make a strong offer by 
presenting a pre-approval letter. Your agent will submit your offer to the 
seller, who may accept, reject, or counter it. Negotiations are common 
until both parties agree on the price, terms, and conditions. Your offer 
will likely be contingent on a home inspection, and your agent may 
recommend an inspector. Be prepared to pay an earnest money deposit 
when your offer is accepted, with the rest of the down payment and 
closing costs due before closing.
The Mortgage Loan Process
If pre-approved, your application will be updated with the property 
address as documentation is confirmed. If not, then it is the right 
time to apply for a house loan. Your home loan advisor will provide 
a comprehensive list based on your information and chosen loan 
program. Together, you'll select the best home loan option before 
submitting your application.
It can take a few hours to days for your loan documents to be 
ordered, reviewed, and delivered to your escrow officer. They will 
arrange a signing appointment with you, where you'll review the 
loan terms. Your loan funding is scheduled after the final signature 
and the proceeding will be sent to the seller. Once the house-
buying process is completed, the home is yours! All the paperwork 
and waiting will be worth it as you move into your new home.
Do you have questions or need more checklists on the buying 
process in Texas? Or are you ready to get started? Aliton
 Finance Texas is here to help! Connect with them today by calling 
+1 (973) 998-8522.

CONTACT US
Aliton Finance Texas
https://alitonfinancetx.com
 Address: 2500 NE Green 
Oaks Blvd Suite 202A
 
Phone: 972-998-8522
 [email protected] 
For quick processing, you can also fill out our short from application at 
https://alitonfinancetx.com/contact-us/. If you have any questions, please 
contact us at 972-998-8522.