Hybrid Pan-Africa Financial Infrastructure in AZA finance
                     One API, One Africa
Hybrid Pan-Africa 
Financial 
Infrastructure 
- Specialist in African Pay-in and Pay-out 
with Mobile Money, Bank Account, and 
Cash Options 92%
- Operating 40+ Bank Accounts across Europe  
Europe and Africa Covered
Country Coverage 
B = Bank, M= Mobile, C= Cash
B B M B C M B M M B C
43%
B B M M B M M Africa  
Covered
www.aza.fcinoamnce.com 1
Pay-out/pay-in 
Options
Morocco Cash Senegal Mobile
Ghana Mobile Nigeria
Uganda Mobile Tanzania Mobile
www.aza.fcinoamnce.com 1
Licensing & Registration 
 TransferZero is licensed by Global Compliance 
the Bank of Spain to operate 17+ business registrations Standards,  
across the European Union across Africa Rigorous KYC and AML
and the UK 
www.aza.fcinoamnce.com 1
Proven Traction  
Last mile distribution: One API connection, many pay-outs and pay-in across Instant payments, multiple 
our bank and mobile networks currencies, Bank Accounts, 
Mobile Wallets
Settle directly into  
MA GBP European bank accountsNGN
Best rates: On-demand 
MTO TZ UGX XOF EUR Liquidity
GHS TZS Speedy Compliance
Dedicated tech support 
 for fully customizable  
API integration
www.aza.fcinoamnce.com 1
Proven Traction  
Transaction Volume 
1.3 Billion Processed Since 
2015
USD
500%
Year-on-Year $30 Million Venture 
Transaction volume Funding Raised since 
Growth since 2015 2013
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Integrate within a 
Month with our SDK’s
• Dedicated tech support and 
documentation helps you get started 
fast. 
• Easy-to-understand documentation 
available with to help you implement 
our solution in just a few weeks. Use 
Lorem ipsum your unique customer and transaction IDs to query the system.
www.azafinance.com 1
Monthly transaction volume
$100m
00
00
00
0
10
BitPesa Founded in 2013 in Nairobi Kenya

Sub-brands TransferZero and BFX introduced in 2018 
Re-branded to AZA in 2019 
00
00
00
75
$40m
0
00
0
00
0
5
SOMPO Investment
$24m
Series A +

0 Greycroft
00
0
0
25
0
Series A 
 Acquired TransferZero  
UK payments

Draper VC EU payments license
 license by FCA
$10m
0
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Reliable API Features
Create user or sender 
Store, repeat, profiles to collect KYC Calculate the rates 
and automate documentation for for a particular 
past transactions. them. transaction.
Web-hook Enable auto-refund Gather 
support for and account Metadata for 
multiple validation/name internal 
functionalities checks for every reconciliation.
such as transaction your 
transactions. customers make.
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ABOUT AZA, Parent Company
AZA is an established provider of currency trading 
solutions which accelerate global access to frontier 
markets through an innovative infrastructure. By 
leveraging cutting edge technology in our flagship 
products, TransferZero and BFX, AZA is able to 
significantly lower the cost and increase the speed of 
business payments to and from frontier markets.  
BFX leverages AZA’s hybrid infrastructure to empower companies to ABOUT BFX, 
use African currencies with less risk, cost, and friction than ever 
before.  By acting as a market maker in 10+ African currencies,  BFX B2B Digital FX 
enables SMEs to grow past their borders and opens up previously 
underserved trade markets. With a number of pay-in and payout Platform 
channels like bank accounts and mobile wallets, BFX ensures quick 
transactions and seamless user experience.  
www.transferzero.com   www.azaf.cinoamnce.com 1
Trusted By:
www.azaf.cinoamnce.com 1
CONTACT US 
[email protected] thank 
Ghana +233 55 098 5580  
Kenya +254 714 356 461 you
Nigeria +234 908 206 5264  
Uganda +256 700 494 664