4 Home Loan Benefits for Women Borrowers in India
                     4 Home Loan Benefits for Women 
Borrowers in India
The Basics of Home Loan
• The features and benefits of a women's 
home loan are different and definitely 
offer great flexibility and perks. A 
home loan can benefit a woman in 
various ways, to ensure a safe financial 
future. If you are willing to buy a 
home, the benefits of having a home 
loan are huge. To encourage more 
women to come forward to buy a home 
for themselves, the features are added. 
Take a look at the top 4 benefits of 
taking a women's home loan. 
What is a women's home loan?
• A home loan is quite different for 
women in India. The perks and 
benefits are high so that more women 
borrowers come up. It is an initiative 
taken by financial institutions to make 
borrowing easier. It is packed with 
features like low rate of interest, high 
tenure, flexibility, low eligibility 
criteria, and definitely a smooth 
process of borrowing. All of these 
features help more women get their 
own address. 
Benefits of a home loan for women
• Low rate of interest: A low rate of 
interest makes a home loan affordable. 
Women can now enjoy this affordable 
form of home loan to buy their own 
home. The initiative was taken to 
increase the number of women 
borrowers. Compared to a normal 
form of loan, the rate of interest is low. 
This will give women a low monthly 
EMI to pay. 
2. Failure in Meeting Eligibility Criteria
• Long-term loan: A home loan is 
eventually a long-term loan, but 
for women, the tenure will be 
longer than usual. This feature has 
helped women to get low EMI 
monthly. The longer the tenure, 
the lower the burden. Paying a low 
EMI and managing all expenses 
will be easy. 
Tax benefits
• The tax benefits are huge for 
women borrowers. The 
percentage of deduction tax is 
more than a normal home loan. 
Learn How to calculate business 
loan by using 
business loan calculator
 Submitting Incomplete Documentation
 Complete and proper documentation is 
the prerequisite for any loan application, 
be it home loan or personal loan.
 This becomes all the more important in 
case of a home loan because of the large 
amount of loan involved. 
 Lenders carefully check each and every 
document in your application for 
completeness, relevance, authenticity, 
and your signatures. 
 Any gap in the required and submitted 
documents would either lead to loan 
application rejection or delay in 
processing.
• A home loan calculator is a 
handy tool that helps a woman 
make the right decision regarding 
an EMI and the right rate of 
interest. A home loan is the best 
way to buy a home in a short 
period of time. 
Clix Capital Services Private Limited
 Address: 4th Floor, Kailash Building, Kasturba Gandhi Marg, Connaught Place, New 
Delhi-110001
 Call us: 1800 200 9898
 Email us: [email protected]
 Website: www.clix.capital