5 Great Ways Women Can Benefit from Taking Home Loans
                     5 Great Ways Women Can Benefit from 
Taking Home Loans
The Basics of Home Loan
• With women being more financially 
independent, the number of women 
borrowers in India is rising. It is not 
just limited to one section of society, 
that is the male gender. Women are 
taking up responsibilities equally and 
are being a part of the financial 
wellness of a family. Gone are the days 
when women would just have their 
father’s home or a partner, but now 
they have their own address. To allow 
and encourage more women borrowers 
in India, the home loan scheme for 
women is filled with perks and 
benefits. 
Common Reasons for Home Loan 
Application Rejection
• The home loan taken by a woman is designed 
specially to invite more women borrowers. The 
welfare of society will not come from one 
particular section of society. To encourage 
more home loan applications from women, the 
features of a home loan are at their peak! 
• Low rate of interest A home loan for women is 
designed with a low rate of interest. This makes 
the loan affordable and cost-effective. When 
the total cost of a loan is low, the risk of default 
is low too. When women enjoy a low-cost loan, 
they will borrow more to stabilize their 
financial future and take up financial wellness 
for themselves. Keeping the rate of interest 
low, the EMI is low too. You can easily find 
better rates using a home loan calculator. and 
this will actually be a great way to get a home. 
Long tenure
• A home loan for women comes with a 
longer tenure. The longer the tenure of 
a loan, the lower the burden. To 
eradicate any burden, the tenure is 
exaggerated. With a long-term loan, a 
woman does not feel the burden of a 
high EMI amount each month. This is 
an initiative to make borrowing easier 
for women. 
Easy eligibility criteria
• A home loan is secured and the 
eligibility criteria for women is 
lower than for a normal home 
loan. Women can now apply for a 
home loan even with low 
eligibility criteria if they feel they 
are okay to take a huge financial 
step. 
Better tax benefits
• A home loan for women comes 
with better tax benefits. Women 
can easily get various tax 
deductions and this way they get 
to save a good amount of money. 
4. Submitting Incomplete Documentation
• According to the PMAY fund, the 
interest subsidiary and various 
benefits are offered to women for 
a home loan. visit : 
business loan apply online.
• While borrowing a home loan, 
always consider a home loan 
calculator. It will help you with 
instant calculation of the rate of 
interest and EMI amount. Women 
should start taking up more 
financial responsibilities to make 
sure they are financially sound. 
Clix Capital Services Private Limited
 Address: 4th Floor, Kailash Building, Kasturba Gandhi Marg, Connaught Place, New 
Delhi-110001
 Call us: 1800 200 9898
 Email us: [email protected]
 Website: www.clix.capital