6 vital steps that help you to increase your home loan eligibility
                     6 vital steps that help you to 
increase your home loan eligibility
For such people, an online home loan is a bliss 
that helps in fulfilling all wishes to purchase a new 
home. However owing to the large investment it 
takes, it is the most difficult to get approved. If you 
are working on it and trying to get it approved, 
chances are that this guide can help you walk 
through the steps to easy home loan approval.
Clear out all existing loans
• Do you have multiple loans going on? If yes, you 
need to repay and finish off all the existing credit 
you have to avail of a home loan easily. If you are 
too much in debt, chances are low of getting an 
approved home loan. Try out and ensure that you 
end up the multiple loans and go for a single home 
loan. What so? A home loan is always of a huge 
amount and the loan provider offers this to those 
who are not in much debt. Before you apply for a 
fresh loan application, clear off previous debt.
Increase the loan tenure
Increase the tenure of your home 
loan. If you increase the loan 
tenure then you will have to pay 
low installments monthly without 
burdening your pockets. Don’t end 
up paying all your salary on your 
EMI. If you take a long tenure, the 
risk associated with loan repayment 
becomes less.
Positive credit report
• The first thing your loan 
provider will see to approve 
your loan is your credit report. 
It has your credit score and 
financial accounts. A positive 
credit report can help you 
with the easy home loan 
approval.
Joint home loan
• A recommendation, to go for a 
joint home loan. Add on your 
family member who has a good 
income and apply for a home 
loan. The chances of approval 
increases in case of a joint 
application.
Wrapping up
Joint home loan Additional income generation
• A recommendation, to go for a • Find different sources of fun 
joint home loan. Add on your that can back you up for a 
family member who has a good home loan. It gives you huge 
income and apply for a home financial support and meets all 
loan. The chances of approval your home loan eligibility.
increases in case of a joint 
application.
Clix Capital Services Pvt. Ltd.
Address: 
901b, 9th Floor, Two Horizon Centre, DLF Phase V
Gurgaon, Haryana, India – 122002
Phone Number: 1800 200 9898
Website: https://www.clix.capital/home-loan