No credit 3 steps to qualify for a great credit card
                     No credit? 3 steps to qualify 
for a great credit card
A credit card is a swipe in and swipe out easy 
financing tool. It lies in your pockets and gives you 
financial support when you don’t have cash. 
However, since a credit card is unsecured, the 
eligibility criteria is high. An individual with no 
credit record or background can not get a credit 
card from any bank or non-financial institution 
easily. However, the good news is that there are 
some steps that can get you a credit card. 
What is no credit? 
• A no credit situation is the worst one that 
someone can face in life. However, this situation 
is not an emergency but a self-created one. This 
happens when an individual is left with no credit. 
A bad credit score, insufficient financial 
support, a bad credit record, a messy credit 
report and a negative approach to credit. This is 
a no credit situation where an individual is not 
entitled to any kind of borrowing opportunities 
with any bank or financial institutions. In such a 
situation, getting a credit card becomes difficult. 
Steps to qualifying for a credit card
Credit builder loan: The credit builder loan 
is not a very popular one, but it does exist. 
Here you will have to pay the loan 
installment to the loan provider before he 
offers you a loan. You pay a small 
installment and then he pays you back the 
entire amount at once. Why this? The 
payments that you make get registered with 
the credit bureaus. This will help with credit 
building from scratch. These payments will 
be accounted for and your credit will rise. 
Apply for small business loan.
How is your score 
calculated?
• Open a secured credit card: After 
making a small payment, you will 
receive a good amount of funds 
from the loan provider. Instead of 
spending that small windfall, take 
it and use it as a deposit on a 
secured credit card. Secured credit 
cards require a cash security 
deposit, which is usually equal to 
your credit limit. This will help in 
building good credit stability. 
How to Improve Your Credit 
Score?
• Apply for a credit card: By now 
you will be able to build your 
credit and you can now get a 
credit card easily from any 
reputed bank. It gives you a 
credit card along with a good 
credit record. 
Clix Capital Services Pvt. Ltd.
Address: 
901b, 9th Floor, Two Horizon Centre, DLF Phase V
Gurgaon, Haryana, India – 122002
Phone Number: 1800 200 9898
Website: https://www.clix.capital/check-credit-score