How to improve and maintain your credit score
                     How to improve and maintain 
your credit score
No one likes to face a rejection at a time of crisis or 
emergency. It is important to maintain your credit 
eligibility to open new opportunities for finance at 
the time of need. A loan provider’s only concern is 
security and there is no possibility of default. A 
free credit score is a three-digit score that 
indicates the creditworthiness and credit health of 
an individual. Based on this score, a loan provider 
makes the decision of approval or denial.
What is a Credit Score?
• There are various ways to improve and maintain 
a good credit score above 750. A score above 750 
makes it easy for you to borrow without any 
problems. However, to maintain a score above 
750, you need to work on it. Here are some of the 
ways listed below that can help you to improve 
your credit score. 
Pay full amount
Every bill has a full bill amount and a 
minimum amount to pay. When you 
pay the minimum amount, you have 
an outstanding amount to be paid. Any 
overdue or outstanding will lead to a 
bad credit score. You can not afford to 
keep any outstanding balance on your 
credit account. Pay the full bill amount 
and maintain a clear track of all your 
lines of credit and credit cards. 
Why is credit report 
monitoring important? 
• Do not close the account: 
Credit age is good for your 
credit score. When you keep 
your credit accounts open, 
your credit age increases. Do 
not close credit accounts even 
when you do not use them. 
When you close credit 
accounts, it has a negative 
impact on your credit score. 
How to Improve Your Credit 
Score?
• Do not apply for multiple loans: 
Multiple applications lead to a hard 
enquiry check. When you keep 
applying, every hard enquiry run by 
the financial institutions will lower 
your credit score. It will not be a 
surprise that you will have a low 
credit score. 
Clix Capital Services Pvt. Ltd.
Address: 
901b, 9th Floor, Two Horizon Centre, DLF Phase V
Gurgaon, Haryana, India – 122002
Phone Number: 1800 200 9898
Website: https://www.clix.capital/check-credit-score/