What Is A Clear Title & How Does It Impact The Home Selling Process
                     What Is A Clear Title & How Does
It Impact The Home Selling
Process?
Having a clear title will help you sell a house fast in Philadelphia with no hassles. 
If this is your first time selling a home in Philadelphia, you’re probably wondering 
what a clear title is. A clear title means there are no outstanding liens, mortgages, 
claims, or other encumbrances against a property.
If your home has a clear title, it means you're the sole owner of the property and 
no other party can make a legal claim to it. Moreover, title issues can slow down 
the closing process. Let's take a closer look at the benefits of having a clear title 
and also discuss how to fix any existing title issues.
How Does A Clear Title Impact The Selling Process?
Having a clear title will help you prove ownership of the property. But if there are 
any liens against the property, you may have a problem with proving ownership. 
If the title is unclear, the responsibility of resolving the existing liens will transfer 
to the new owner. Additionally, unless the property's title is clear, the buyer's 
name cannot be placed on the deed.
How To Check If Your Home Has A Clear Title
Both buyers and sellers can check property records at their local town hall or do 
this online. But since these records are public, they do not provide the complete 
picture. To get the whole picture, you must also check other records, such as 
zoning rules and building permits. 
It might be challenging to acquire all these details on your own. So you can hire an
escrow agency or a real estate attorney to complete your title search. Ideally, it 
takes two to three weeks for a professional to conduct a thorough investigation 
and issue a clear deed. On the other hand, when selling to cash home buyers in 
Philadelphia, you don’t have to bother with title issues; the cash buyer will handle
all these. They’ll buy your home even if there are a range of title issues.
Common Examples Of Title Issues
Here are a few common title problems you may uncover during a title search:
· Unpaid property taxes
· Mechanic liens
· IRS liens 
· Disputed will
· Forged deed
· Zoning violations 
· Contested divorce
How To Solve Title Problems? 
Some title problems can be resolved quickly while others take more time. Minor 
issues are easily correctable and liens can be dealt with well in advance of closing.
For example, if you have recently installed a new kitchen and the cost wasn't fully 
paid, the contractor can claim the amount owed from your proceeds. Similarly, 
unpaid property taxes and federal government liens can be resolved by settling 
the outstanding amount. 
That said, issues like boundary disputes and forged deeds might take more time 
and effort to resolve. You’ll probably need to hire title specialists to fix these 
problems before you can get a clear title.
The Bottom Line: A Clear Title Is A Must For Both Buyers & Sellers 
When selling your Philadelphia home, a clear title ensures that there are no 
unresolved legal issues related to your home. Any title issues—like liens, claims, 
and disputes—could delay the sale process and be costly to resolve. If you don't 
have the time to resolve title issues, the better option is to sell your home for 
cash to a real estate investor. Cash buyers purchase homes as is, even if there are 
title issues. 
Author Bio 
Diamond Equity is a leading real estate investor in the US with regional offices in 
Philadelphia, Atlanta, Phoenix, and Chicago. We buy houses in Philadelphia 
regardless of condition or location. We buy houses that have major title issues 
too. We aim to make the home-selling process as seamless and fast as possible. 
Visit our site (https://diamondequity.com/) to learn more.