What Happens if You Don’t Report a Car Accident to Your Insurance
                     What Happens if You Don't Report a Car
Accident to Your Insurance
Getting into a car collision is aggravating, irrespective of how severe or minor a fender bender
is. While coping with accident shock and exchanging information with another motorist, these
minor collisions cause further disturbances to your everyday life. Moreover, it raises another
concern—whether  notifying  the  insurance  company  about  the  mishap  is  critical  and  what
happens if you don't inform them. 
However, failure to notify your car insurance company instantly after a collision may result in
refused future claims. Thus, reporting your insurer of any incident as promptly as possible is
imperative, even if it was a trivial accident that wasn't your mistake. 
You may seek assistance from an experienced  personal injury lawyer in Sacrament  o  to get
a conspicuous idea of do's and don'ts after a car accident. Also, below, we've compiled this
comprehensive guide to assist you in receiving explicit answers.
What happens if you don't notify your insurer about an auto accident?
Owing to the insurance company's distinctive requirements concerning accident reporting and
the high probability of police necessitating to notify each accident, informing your insurer as
soon as possible following an accident is paramount since it will be beneficial if you or another
motorist file a lawsuit in the future. 
More significantly, instead of you, if someone else has inadvertently informed your insurance
company  about  the  collision,  they  may  raise  your  premiums  or  invalidate  your  policy.
Furthermore, you may not claim medical  coverage or repairs if  you later discover that your
injuries or damage were more severe than anticipated. 
If you don't want to be penalized, it's best to instantly inform the police and your insurance
company about the accident. You can also engage your auto accident lawyer in Sacramento
to negotiate conversations with the insurance company on your behalf. 
Is failing to report an accident to your auto insurer allowable anytime?
Instances,  including if  the accident  occurs  in  your  car,  on your  property,  no one sustained
injuries,  and the sole  damage that  happened is  on your  property,  are  acceptable  to  delay
reporting an accident to your insurer.  For example,  you slammed into your garage door  or
scratched a fence near your entrance. In such scenarios, there's neither conflict with another
individual  involved  concerning  who  was  to  blame  for  the  incident  nor  the  prospect  of
disagreement over the repair costs.
What Do you need to Tell My Insurance Company? 
You  just  have  to  notify  your  car  insurance  company  about  the  collision,  encompassing:
 When and where the incident occurred (day, time, and street/intersection)
 Who was there?
Don't disclose any specifics about what or how the accident occurred. More significantly, don't
confess the blame or make any statement that might jeopardize your claim before talking to
your lawyer.  
Related Article - What Should You Not Say to an Insurance Adjuster?
Seeking Assistance Following a Car Accident
Pursuing your  car  accident  claim without  professional  assistance  is  usually  advisable  if  the
incident  is  minimal.  However,  if  the situation is  more complex than it  seems,  engaging an
experienced attorney might be worthwhile. Consider employing a competent, licensed, certified
lawyer with a high success rate to handle your case. 
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