Buying a car is often essential for work, family, and daily life, but securing financing can feel daunting—especially if your credit history isn’t perfect. The good news is that having bad credit doesn’t mean you’re stuck without options. With the rise of loans for all credit types and more flexible lenders in Canada, you can still find a path to affordable car ownership. This guide explores everything you need to know about bad credit car loans in Canada, from understanding what a car loan is to strategies for getting the best car loan offers even if your credit isn’t strong.