For many Canadians, owning a vehicle isn’t a luxury—it’s a necessity. Whether you need a car for commuting, running errands, or simply living in a region without robust public transport, you’ve probably considered taking out a car loan. But what if your credit score isn’t where you want it to be? Is it still possible to qualify? The short answer is yes—you can still get approved for a car loan in Canada, even if you have bad credit or no credit history at all. In this guide, we’ll explain what a car loan is, how to navigate the auto financing landscape, and share practical steps to boost your chances of approval.