Buying a car is an exciting milestone—but it can also feel overwhelming, especially when financing is involved. If you're planning to get a car loan in Canada, one of the smartest steps you can take is getting pre-approved before stepping into a dealership. Many Canadians aren't aware that car loan pre-approval not only makes the process smoother, but it can also save you money and give you an edge when negotiating. In this blog, we’ll break down exactly what a car loan is, how pre-approval works, and why it might be your best financial move.