Shopping for a car can be one of the most exciting experiences, but it can also be stressful when you’re unsure about your budget or financing options. That’s where pre-approval comes in. Getting pre-approved for a car loan in Canada before you step foot into a dealership can make the process smoother, faster, and far more empowering. Instead of worrying about financing after you’ve fallen in love with a car, you’ll know exactly what you can afford and negotiate with confidence. In this guide, we’ll break down what a car loan is, why pre-approval matters, and how it can save you time, stress, and money.