Multifamily Investing  Hard Money Loans For Primary Residence
                     Multifamily  
Investing | Hard  
Money Loans 
For  Primary 
Residence
2625 East 14 St. Suite 209  
Brooklyn, NY, United States  
11235
[email protected]  
www.expresscapitalfinancing.com
Multi-Family Lending: Ins and Outs 
of  Hard Money Loans
One of the ideal scenarios for hard money loans is when  
you need a loan on short notice to use for a multi-family  
lending investment. Multi-family real estate assets are  
structures that are comprised of 4-5+ separate family  
residences. A poll conducted by the National Multifamily  
Housing Council indicated that well over 60% of all rental  
properties are categorized as multi-family buildings,  
whereas only a third of them are single-family residences.
The appeal of multi-family properties from an investment  
perspective is that they present the ideal opportunity to generate  
a passive income stream that far outstrips expenses for the  
owner’s mortgage payments and maintenance costs. This enables  
landlords to realize a profit with a minimal amount of effort  
expended. The comparatively steep upfront cost of acquiring a  
multi-family residence may be daunting—especially for new  
investors—but the price per-unit is undeniably lower than it would  
be if you were to buy an equal number of single-family properties.
 Multi-family investing properties collectively generate a consistent  
and healthy cash flow on a monthly basis, even if there are a few  
vacancies along the way or delinquent tenants. To illustrate,  
consider that a ten-unit property would only have a ten percent  
unoccupied rate if one of the tenants moves out. Alternatively, if a  
tenant moved out of a single-family residence, then it would  
obviously be fully unoccupied and generate no income. When  
tenants vacate a multi-family residence, it offers landlords the  
opportunity to repair and renovate the temporarily empty unit if  
such upgrades are needed. It also affords the owner time to select  
reliable tenants, so they’re not forced to accept the first  
application due to financial concerns.
Investors looking to develop a diverse and extensive real estate  
investment portfolio comprised mainly of rental properties can do  
so relatively fast by acquiring multi-family residences. As opposed  
to buying numerous individual single-family residences, an  
investor can purchase a single multi-family property and generate  
an equitable amount of passive income with a fraction of the  
administrative and logistical hassle. This is a much more efficient  
and streamlined approach as you do not have to coordinate  
between multiple different sellers or obtain a host of different  
loans since you are buying just one single property.
The main advantage of using a hard money loan when buying a  
multi-family property is that as opposed to conventional financing  
methods its fast, flexible and more practical. You will have your  
funding disbursed in a shorter amount of time and with far less  
paperwork than if you go with traditional lenders. Regardless of  
whether you are new to commercial real estate investing or you  
are an experienced industry practitioner seeking to expand your  
holdings, multi-family commercial units offer a strong investment  
profile. Express Capital Financing provides multi-family hard  
money loans for investors that are looking for an ideal investment  
beyond the scope of single-family homes. Like all of our private  
money lending options, we ensure a hassle-free and reliably  
efficient loan process from start to finish. Our team of dedicated  
experts will work with you no matter if you are just getting your  
feet wet in the real estate investment industry or are a seasoned  
expert to craft a personally tailored financing package that meets  
each and every one of your short and long-term financial plans.
Thank
You
2625 East 14 St. Suite 209  
Brooklyn, NY, United States  
11235
[email protected]  
www.expresscapitalfinancing.com