KIDS FINANCIAL EDUCATION
                     KIDS 
FINANCIAL 
EDUCATIO
MakingN learning fun
INTRODUCTI
Being an adult, at some point, we haOve toN face many financial problems just because of our poor money management. We will be stuck with our rent payments, credit 
card bills, and many other bills, so if we want our children to not face the same 
situation in their life we have to start teaching them about financial education as 
soon as possible. According to David Whitebread and Sue Bingham of the University 
of Cambridge research, our financial habits are set by age 7. If you do not give 
proper education about money management to your child at the right time, it will be 
harder to point your child in the right direction. 
WE SHOULD 
MAKE THEM 
EARN THEIR 
AOne Lof tLhe OmostW impoArtanNt lessConsE we  should give our 
children is how money is important for us and how it 
plays a vital role in our day-to-day life. We should 
teach our children that money is a finite source. Giving 
some weekly allowance to our kids can lead them to 
teach budgeting skills by itself. It would be making 
them earn that money by doing household chores. 
This method helps a lot to understand the connection 
between income and personal efforts which helps a lot 
at a young age.
ENCOURAGE THEM 
TO PART-TIME JOBS 
High school can be a busy time for your child as they 
have many homework and extracurricular activities. 
Still, if they spare a few hours to work at a coffee 
shop or anything else,  they’ll probably be better for 
it. you don't need to wait until they're old enough for 
formal employment, instead, you can teach them 
about financial literacy at an early age. they will earn 
on their own and spend their own money. so that 
they can learn how to manage their money 
effectively. At the time when they start earning you 
can also help them to open a savings account or start 
their own startup with some of their own earnings. 
That's another life lesson you can help them learn 
early.
TELL THEM TO 
CONTRIBUTE TO 
PURCHASES 
Every parent knows what it's like to take their child to a 
shop or store and they just start requesting various toys, 
dresses, chocolates, and video games. It is not a big 
deal because younger kids do not understand there’s 
only so much money you have each month to put down 
on essential purchases.  you have to make a demand to 
contribute money for these non-essential items. Tell 
them that they also have to pay half the cost for a new 
toy or dress. so that your kid will understand better what 
things actually cost. In this way, they also learn how to 
save money and pay for a bigger purchase and that they 
have to prioritize the money, just as we do.
MAKE IT A 
FUN GAME
Learning about finances should not be boring. 
Even board games can help kids to learn the 
importance of money.
Payday is the best way to teach your kid how 
valuable money management skills are.
They can also purchase items at the end of the 
month and also take loans from their parents but 
only when they do not have to pay some other 
bills. otherwise, it will create a lot of problems to 
manage their money. 
BY OPEN A 
SAVINGS ACCOUNT 
FOR YOUR KINDS 
The piggy bank in a house is a useful savings vehicle for 
kids, but when they cross elementary school, you should 
open a kids' account at an actual bank. It is the best way 
to teach your child the importance of gradually building up 
their balance, and it will help them to learn about the 
banking industry.  
You can also give them a kid-friendly debit card. A kid can 
earn money through household chores and then use the 
cards to purchase online or at a store according to them . 
by this method your kid will soon realize how quickly their 
account balance decreases when they overdo it. 
TEACH THEM 
ABOUT THE 
STOCKS AND 
INVESTMENTS  
One of the most important success keys in our 
generation is to learn about stocks and investments. 
They should know that financial health is knowing how to 
invest wisely in stocks and bonds.
If you teach your kids about stocks and investments then 
your child can learn these most important tools and also 
they start their first full-time job, so much the better. 
HAVING 
HONEST 
CONVERSATIO
N ABOUT 
MThe moOst impNortantE thing you have to do with your kid is to tell them oYpenly about your family 
finances. If you openly tell them about your 
financial condition especially when you are 
jobless your kid will take care of how to spend 
money effectively.  It doesn’t mean you need to 
share your bank statements, but you find it 
helpful to talk about the budget and cut down on 
nonessential things. 
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