This document explores how Artificial Intelligence (AI) is transforming the banking industry. It highlights key applications such as fraud detection, customer service through chatbots, credit scoring, personalized financial services, and risk management. By leveraging AI, banks are improving operational efficiency, enhancing customer experiences, and making smarter, data-driven decisions. The document also discusses the benefits and challenges of implementing AI in banking, providing a well-rounded overview for students, professionals, and banking enthusiasts.