Everything You Need to Know About Health Card
                     Everything You Need to Know About Health Card
These days, medical expenses like visiting doctors and health check-ups have increased 
drastically. As per the study, it is expected that the Indian medical trend rate will be 2X 
the inflation rate. 
Of course, healthcare expenses are an expenditure that you should never compromise 
on; the increasing cost of medical expenses makes it quite challenging for you to pay for 
top-notch healthcare, especially when you do not have enough savings for an 
unpredicted emergency. In such a case, a digital health card comes into the picture. 
These health cards prepare you for every eventuality and allow you to convert your 
medical expenses into easy and affordable EMIs. Sounds good, isn’t it? 
Now, one question will undoubtedly pop into your mind – is a health insurance policy is 
not sufficient for emergency healthcare? Yes, of course, it is. However, your 
comprehensive policy will not pay for a tooth filling or a broken finger. 
Besides serious treatments, there are other expenses, such as dental treatment, 
diagnostic tests, routine check-ups, consultation, preventive check-ups, medicines, and 
medical equipment. These expenses are generally out-of-the-pocket and can burn a hole
in your pocket. 
People generally know all these. Still, they are willing to pay almost Rs. 20,000 to Rs. 
25,000 more every year towards your health policy to get an additional OPD benefit of 
approximately Rs. 15,000. And, that is the reason, here, a digital health card is a better 
alternative. 
Do you want to know how?
If yes, read on. This blog will shed light on some vital information about a health card. 
Therefore, without further ado, let us get started.
Let us first brief you about the benefits of a health card and what exactly a digital 
health card is. 
A digital health card is not a substitute for hospitalization cover. Still, in reality, they 
are special schemes that typically give you discounted rates on medical, health, and 
medicine expenses for a monthly or annual membership fee. Such cards offer savings 
and no-cost EMI options on medical expenses, including prehospitalization and post-
hospitalization. 
Types Of Treatment Covered 
The health card makes various medical treatments affordable for you, from dental care,
hair transplants, eyecare, diagnostic care, stem cell banking, and more. Apart from this 
benefit, a patient can take world-class medical treatment at a wide range of partner 
multi-specialty hospitals, diagnostic centers, dental clinics, stem cell centers, and 
wellness centers. 
Such health cards are a great help to high-risk people who have pre-existing conditions 
and who have been denied health insurance. 
What Benefits a Health Card Provides to Patients?
When a patient has a health card, he/she can pay their medical bills in No Cost EMI. A 
patient gets the treatment done first and can pay in No Cost EMI later. 
All they have to do is –
1) Enter Mobile Number and Receive OTP
2) Enter their PAN number 
3) After that, they will get the instant amount approval (Amount will be transferred 
to the hospital account)
What Benefits a Digital Health Card Provides to Hospitals?
When a hospital is tied up with a digital health card provider company like GMoney, 
they can offer no-cost EMI to their patients. In simple words, they will get money before 
treatment directly to their hospital bank account.
Concluding Remarks
In a nutshell, digital health card is making healthcare affordable to patients across 
India with No Cost EMI and advance against Mediclaim. Hopefully, you are now aware 
that you get the required medical attention promptly more affordable than ever with all 
this information. To know more about how digital health card works, connect with 
Gmoney - https://www.gmoney.in/ today!