Integrated Shield Plans are private health insurance plans sold by insurance companies in Singapore. Offering comprehensive and diverse coverage, these plans are essential to have if you are an expat, as seeking medical treatment in a foreign country can be quite expensive. While Singaporeans and Permanent Residents (PRs) can rely on their MediShield Life coverage to a certain extent, you may require the steady assurance of an Integrated Shield Plan to protect yourself against the potential heavy costs of hospitalisation should you require it.