Dog Insurance


Hellozindagi

Uploaded on Nov 23, 2022

With Hello Zindagiu2019s Dog Insurance, get coverage for medical needs and requirements. Protect them from unexpected events with pet insurance for dogs in India. To know more, visit at: https://www.hellozindagi.co/general-insurance/dog-insurance

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Dog Insurance

DOG INSURANCE Mischievous. Notorious. Playful. We protect them all. A health insurance that covers your pet dog’s medical needs & requirements. The bond between you and your pet dog is unconditional. Their wagging tail, fond barks and playfulness brings so much happiness to you. We, at Future Generali understand the special relationship you share with your pet dog. You selflessly go beyond performing the role of just an owner or caretaker and are a parent to your pet dog. They mean the world to you and you protect them like you would your own children. With Future Generali Dog Health Cover Insurance, you can give your pet dog the best medical care and stay protected against any unexpected and expensive veterinary bills. Emergency pet minding Doctor on call Covers dogs from the age of 6 months to 10 years Surgery and hospitalizations Who can Buy this Policy? This policy can be bought by any individual named in the schedule who owns a pet dog (referred to as Insured/you/your hereinafter) and would like to have protection against various expenses that may be incurred in order to treat the covered dog in event of any accident or illness in accordance with the terms and conditions of the policy (referred to as Insured Dog hereinafter). Coverages Cover Sr. Cover 1 Funeral Cost Cover 2 Terminal Illness Cover 3 Surgery and Hospitalisation Cover 4 Death Cover Add Ons 1 Third Party Liability Cover 2 Lost and Stolen Cover 3 Emergency Pet Minding Cover 4 Veterinary Consultation and Doctor on Call Any cover will not be available midterm and will have to be opted for at the inception/renewal of the policy. Eligibility Criteria All breeds of dogs are covered under the policy subject to veterinary doctor certification as healthy and in sound condition. Classification dogs breeds small/medium/large breeds/giant breed Insurable Age Group: Entry age: 6 months onwards up Classification of Dogs on the to age of 4 years for giant basis of weight (at the time of breeds and 7 years for small, maturity) medium and large breeds. Category Weight Range (in KG) Small 0 - 10 Exit age: 10 years for Medium 10 – 25 small, medium and Large 25 – 40 large breeds and up Giant 40 + to the age of 6 years for giant breeds. Pre-requisite Insured Dog is required to be registered with Municipal Corporation or deemed local government authority or certified Kennel Club of India, or tagged/micro-chipped by the Insured. Along with the proposal form, the Insured is required to submit four photographs of the Insured Dog as per specification given. • Face photo • Prominently showing the birth mark if any • Photo from right side • Photo from left side Note: All dogs belonging to the proposer must be proposed for insurance and there should not be selection of dogs for insurance/ else already insured with any other insurance company. Sum insured Sum insured would be decided on the basis of health evaluation cum breed of the dog as certified by the veterinary doctor which forms part of the proposal form. List of documents required at the time of policy issuance are: • Duly filled proposal form • Color photos from all sides • Self-declaration on vaccinations conducted on time & declaration for insurable interest Unless otherwise decided by company, following basic documents will be necessary for processing of a claim under this policy - • Duly completed claim form • Vaccination certificates • Death certificate along with colored photographs of the Insured Dog (in case of claim under Death Cover) • Vet medical papers and bill (in case of claims under Surgery & Hospitalisation,Death Cover) • Copy of general diary entry lodged by police (in case of claim under Lost and Stolen Cover) • FIR (in case of claim under Third Party Liability Cover) • Copy of advertisement (in case of claim under • Lost and Stolen Cover) • Hospital bill (in case of claim under Surgery & Hospitalization Cover) • Court orders (in case of claim under Third Party Liability Cover) • Diagnostics report (in case of claim under Terminal Illness Cover, and Veterinary Consultation and Doctor On Call Cover) • Any other documents if required by the company to process the claim • Hospitalization bills of the policyholder for Emergency Pet Minding Cover and self- declaration on non-availability of family members Renewal Notice: The company shall not be bound to accept any renewal premium or to give notice that such is due. Unless renewed in accordance with the terms and conditions of the policy, this policy shall terminate at the expiration of the policy period specified in the schedule for which the premium has been received in full. Alteration of Risk: The policy, the schedule, the proposal form, endorsements, shall constitute the complete contract of insurance. No change or alteration of the risk in this policy shall be valid or effective and this policy shall cease in case of any such alteration. Territorial limits: The cover provided under this policy is restricted to claims occurring in India. The obligation of the company to make payment or shall make payment in Indian Rupees only. Claims process: • Our aim is to provide fast and efficient claims service to ensure payment to you of any valid claim as quickly as possible. To help us achieve this please read this section carefully, note the information we require for each type of claim and send your claim to us promptly. To download a claim form, please visit our website or connect with our customer care. • You can send any notice, letter, intimation or communication in writing to us at our branch office where you purchased this policy from. You can also send it at the address mentioned in the policy schedule. • We do not pay the cost charged by a vet to fill or provide a prescription. • Always quote the policy number printed on your schedule every time you contact us. • The company shall disclaim liability to the Insured for any claim hereunder and if such claim shall not within 12 calendar months from the date of such disclaimer have been made the subject matter of a suit in a court of law then the claim shall for all purposes be deemed to have been abandoned and shall not hereafter recoverable hereunder. • On receipt of all required information/ documents that are relevant and necessary for the claim, the company shall, within a period of 30 days offer a settlement of the claim to the Insured. If the company, for any reasons, decides to reject a claim under the policy, it shall do so within a period of 30 days from the receipt of the last relevant and necessary document. In the event the claim is not settled within 30 days as stipulated above, the company shall be liable to pay interest at a rate, which is 2% above the bank rate from the date of receipt of the last relevant and necessary document from the Insured/claimant till the date of actual payment. For detailed information on this product including risk factors, terms and conditions etc., please refer to the product policy clause, consult your advisor or visit our website before concluding a sale. Hello Zindagi Insurance Company Limited (IRDAI Regn. No. CA0622. CIN: U66000MH2018PTC316154 91 Springboard Business Hub, CST Road, Kalina, Bandra Kurla Complex, Santacruz East, Mumbai, Maharashtra 400098 Website: https://www.hellozindagi.co/ Email:  [email protected] Call us at: +91 87675 16040 For detailed information on the product including risk factors, terms and conditions etc., please refer to the product policy clause, consult your advisor or visit our website before concluding a sale.