Loan Against Property
                     Loan  
Against  
Propert
y
What is a 
Loan  Against  
Property?
A loan against property is a type of secured loan 
where  the borrower uses their property as 
collateral in  exchange for a loan. The property 
could be a residential  or commercial property, 
or a piece of land that is owned  by the 
borrower. 02
Benefits of Loan 
Against  Property
1.Lower interest rates: Since the loan is secured by 
property, lenders  generally offer lower interest rates on 
loan against property  compared to unsecured loans.
2.Higher loan amount: Loan against property offers a 
higher loan  amount compared to unsecured loans, 
which can be useful for  financing big-ticket expenses.
3.Longer repayment tenure: The repayment tenure for 
lporaonp eargtayi niss ttypically longer than other types of loans, 
hwehlipc hin c amnanaging cash flow and reducing monthly 
raempoauynmtent
4.s F.lexible end-use: Loan against property offers flexibility in 
tetrmhes  eonfd-use of the loan amount. The funds can be used 
fpourr pvoasreiosu ssuch as funding a business, home renovation, 
emdeudciacatilo enx,penses, or debt 
consolidation. 02
How to Apply for a 
Loan  Against 
Property?
Check eligibility: The first step is to check the eligibility 
criteria set  by the lender for loan against property.
Choose a lender: Research and compare different 
lenders offering  loan against property, including interest 
rates, loan tenure,  processing fees, and other terms and 
conditions
Gather documents: Prepare the required documents for 
the loan  application process. This typically includes 
identity proof, address  proof, property documents, 
iSnucbomiet  appropolifc,a etimonp:l oSyumbmenit tphreo olof,a ann adp  pblaicnakt isotna tfeomrmen ts.
athloen rge qwuitirhed documents to the 
Alewnadiet ra. pproval: The lender will verify the information 
apsrsoevsisd ethde a nvadlue of the property being used as 
Dcoisllbautresreaml. ent of funds: Upon acceptance of the loan 
loeffnedre,r t hweill disburse the loan amount directly to the 
baonrrko wacecro'sunt or in the form of a 
dMeomrtagnagde d crarefta.tion: The lender will create a 
mprorptgeartgye b oenin tgh eused as 
collateral. 02
Thank 
You
02