Tips to Get Your Personal Loan Approved
                     TIPS TO GET YOUR PERSONAL 
LOAN APPROVED
CHECK YOUR CREDIT SCORE
 If you apply for a loan without 
knowing your CIBIL score, you may 
get rejected for a low score. So, the 
first thing you should do when 
planning to avail a personal loan is 
to check your credit report, so that 
you don’t get a dreadful 
astonishment when you apply for 
the loan. 
REASONABLY CHOOSE YOUR LOAN 
AMOUNT
 One must apply for a loan amount 
reasonably after analyzing their 
repayment capacity. Checking 
the loan repayment capability 
based on the applicant’s current 
income is the first thing that lenders 
do as soon as they receive the loan 
application. Hence, if you apply for 
a big loan amount that would be 
difficult for you to repay in the 
decided tenure, then there are high 
chances that your loan application 
will be rejected.  
MEETING THE ELIGIBILITY CRITERIA
 The personal loan eligibility criteria 
may vary from lender to lender but 
generally, it is decided on factors 
such as- applicant’s age, income, 
job stability and debt to income 
ratio. With most of the banks, the 
age group who can apply for a 
personal loan ranges from 22 to 60 
years, and the minimum income 
required to get approved for a 
personal loan is ₹25,000.
DO NOT APPLY WITH MULTIPLE 
LENDERS
 People do apply with several lenders at 
the same time to maximize their 
chances of getting the loan. But, doing 
this reduces your potential to get 
approved for a loan that you have 
applied for. When you do so, lenders can 
feel that you are hungry & desperate for 
the loan. Lenders may also think that 
your loan application has been rejected 
with some lenders and hence you are 
applying with multiple lenders now. 
Moreover, too many loan applications 
without any single approvals can lead to 
a drop in your CIBIL score. 
CONCLUSION
 Before you apply with one, make 
sure you’re going with a reputable 
lender, it’s always smart to shop 
around & compare for the offers 
and low rates. Don’t forget to check 
for your eligibility criteria, and to 
ensure your personal loan gets 
approved follow the above-
mentioned tips. 
Clix Capital Services Private Limited
Address: 
901b, 9th Floor, Two Horizon Centre, DLF Phase V, Gurgaon, Haryana, India – 
122002
Phone Number: 1800 200 9898
Email  us at : [email protected]
Website: www.clix.capital