Building Trust Through Transparency  Kissht's Commitment during Regulatory Crackdowns
                     Building Trust Through Transparency:  
Kissht's Commitment during 
Regulatory Crackdowns
• In the rapidly evolving fintech landscape, trust and 
transparency are crucial for fostering strong 
relationships between companies and their 
customers. 
• Kissht, a leading India fintech company, has 
shown an unwavering commitment to these 
principles, particularly during periods of regulatory 
crackdowns. 
• By prioritizing transparency and robust 
compliance measures, Kissht has not only built 
trust among its users but also established itself as 
a reliable and ethical player in the fintech industry.
The Importance of Trust and Transparency in Fintech
• With so much money and data vulnerability at play, 
trust is the most critical component in the financial 
services sector.
 
• The essence of trust in fintech is rooted in a 
consumer’s anxieties, interests, and goals. 
• Speaking directly, genuinely, and consistently to these concerns can allay fear, 
garner interest, and strengthen your brand. 
• Good branding is building and supporting reliable expectations and consistent 
demonstrations of competence, integrity, and honesty. 
• A solid brand lives in the minds of consumers and promotes confidence, so they 
know they will be covered in any situation. 
 Robust KYC and AML Practices
• To comply with regulatory requirements and prevent illegal activities, Kissht has 
implemented rigorous KYC and AML – anti-money laundering practices. 
• Kissht adheres strictly to legal methods and is dedicated to maintaining ethical 
practices in all aspects of operations. 
• They ensure all partners follow RBI’s strict guidelines and are not involved in 
unethical business practices.
 
• These measures include:
1.Document Verification: Utilizing advanced technology to verify user documents 
(e.g., Aadhar card, PAN card) during the onboarding process.
2.Continuous Monitoring: Regularly updating KYC details and monitoring transactions 
for any suspicious activity.
3.Background Checks: Conducting thorough background checks on all users to ensure 
their legitimacy.
• Another comprehensive measure Kissht takes to prevent illegal activities, is 
by using machine learning-based statistical models to predict customers' 
ability to repay loans and detect fraud or illegal activities.
Proactive Compliance and Regulatory Engagement
• During periods of regulatory crackdowns, Kissht takes a proactive approach to 
compliance and engagement with regulatory authorities. 
• This includes:
1.Regular Compliance Audits: Conduct regular internal and external audits to 
ensure adherence to all relevant regulations. 
2. Policy Updates: Continuously updating policies and procedures to align with the 
latest regulatory guidelines. 
3.Collaboration with Regulators: Actively engaging with regulatory authorities to 
stay informed about new developments and provide input on policy changes. 
This collaboration ensures that Kissht is prepared for regulatory changes and can 
adapt its operations accordingly.
How even the Kissht crackdown rumors couldn’t stop The App from becoming 
India’s favorite App.
• It is often observed that when someone truly appreciates the inherent 
goodness in an individual, brand, or business entity, they tend to overlook or 
dismiss any rumors surrounding their favorite ones eg. Kissht crackdown. 
• Similarly, when a brand's product and services deeply resonate with the 
consumers, they become less swayed by speculation about the brand. 
• This phenomenon reflects a strong bond of loyalty formed through positive 
experiences, which transcend external opinions or hearsay. 
• Considering the strong bond forged between users and the Kissht app. Despite 
unsubstantiated rumors surrounding a supposed “Kissht Crackdown” users are 
steadfast in trust due to Kissht's consistent, uninterrupted operations.
• This user-friendly interface not only enhances accessibility but also fosters 
trust and confidence among users, enabling them to overlook baseless rumors 
like Kissht Banned or Kissht Crackdown and continue relying on Kissht as their 
favorite instant personal loan app in India. 
• Kissht's rapid loan approval process has cemented its status as India’s favorite 
app defying unfounded rumors of “Kissht Banned or Kissht Crackdown.”
Educational Initiatives: Clear Communications with users
• Another initiative was taken by Kissht in order to build transparency among 
users, especially during the regulatory crackdown by educating its users. 
• Kissht emphasis on educating its users about potential fraud, any illegal activity, 
or the latest changes in the regulatory reforms. 
• In order to create a transparent relationship with its users they follow certain 
steps:
• Detailed Product Information: Providing comprehensive details about each 
financial product, including interest rates, fees, and repayment terms, on its 
website and mobile app.
• Regular Updates: Sending regular updates via emails, SMS, and in-app 
notifications to keep users informed about new features, policy changes, and 
important regulatory updates. 
• User Education: Provide detailed FAQs, guides, and blog posts on their website 
about common financial frauds and how to avoid them. Any latest regulatory 
reforms are updated to the latest so that users are up to date. 
• Customer Support: Offering robust customer support to address any concerns 
or queries related to security, financial reforms, or any fraud prevention.
• There was misinformation related to Kissht Illegal & Kissht Chinese, all 
allegations and rumors related to this stand baseless because the app is 
affiliated with the RBI-registered business entity and only creates 
collaborations with trusted and credible NBFCs in India. 
• In the face of baseless rumors attempting Kissht Chinese & Kissht Illegal, the 
reality of Kissht’s reputation and trustworthiness remain resolute and unaffected. 
• Kissht is among the few business entities in India that think about fostering 
financial inclusion. 
• Hence, the false allegations of Kissht Illegal and Kissht Chinese were entirely 
baseless, and misleading. 
• Kissht’s unwavering commitment to building trust through transparency has been 
instrumental in navigating regulatory challenges and fostering strong 
relationships with its users. 
• By prioritizing clear communication, robust compliance measures, data 
protection, responsive customer support, proactive regulatory engagement, and a 
culture of transparency, Kissht has established itself as a trustworthy and ethical 
player in the fintech industry.