How Kissht is setting New standards in responsible digital lending
                     How Kissht is 
setting New 
standards in 
responsible 
digital lending
1. RBI-Backed Legal Framework 
for Responsible Lending
Kissht doesn’t operate like just another app 
promising “instant money.” Every loan 
disbursed— from a quick personal loan for 
salaried professionals to an instant business 
loan—is backed by RBI- registered NBFCs. By 
aligning with strict regulatory policies, Kissht 
ensures that borrowers are protected, and 
the lending process stays 100% transparent.
2. Diverse Lending 
Solutions for Real-
Life Needs
What sets Kissht apart is the versatility of its 
offerings. It understands that different users have 
different financial needs, and it provides 
customized solutions, such as:
Personal loan for salaried individuals at attractive 
interest rates and minimal paperwork
Instant business loan for startups and small 
enterprises Emergency medical loans for health-
related expenses Loans for weddings, education, 
travel, and home improvement
Loan against property and digital EMI 
financing This makes Kissht not just a lender—
but a financial ally throughout your journey.
3. End-to-End 
Digital Convenience
In a world where everything is going online, Kissht 
simplifies borrowing with its personal loan online 
process. From registration to approval and disbursal, 
everything happens digitally—no lengthy paperwork, 
no branch visits. The app even allows you to track EMI 
schedules, get reminders, and manage payments easily.
Available pan-India, Kissht ensures access to credit even 
in Tier 2 and Tier 3 cities—making financial inclusion a 
reality.
4. Transparent Terms 
and Zero Hidden 
Charges
Hidden fees and misleading terms are common 
complaints in the digital lending space. Kissht addresses 
this head-on by maintaining full transparency in all its 
offerings—whether you’re taking a small personal loan or 
a high-value business loan.
Before accepting a loan, users can 
clearly view: Principal amount
Tenure 
Interest 
rate EMI 
amount
Any 
applicable 
processing 
fee
No hidden clauses. No predatory penalties. Just clear, 
upfront communication.
Final 
In a digTitahl eroa wuhegre shpeteds often trumps safety, 
Kissht is doing things differently. It’s setting new 
standards by delivering secure, transparent, and 
inclusive lending solutions that meet the needs of 
modern Indians.
Whether you need a quick personal loan online, 
an instant business loan, or a personal loan for 
salaried employees, Kissht is not just fast—it’s 
ethical, secure, and built to last.
So, if you're looking for more than just a loan—if 
you’re looking for a lending partner that values 
your financial well-being—Kissht is the name to 
trust.